601 5th Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 601 5th Ave, Sterling, IL 61081

Property Summary

Property Type	Commercial
Details	3,086 sqft · built 1900
Lot Size	0.101 acres (4,400 sqft)
Owner	Company Name on Record
Last Sale	$62,000 (Jan 2024)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1121432012`

Property Details

APN / Parcel Number

Primary APN	`1121432012`
Alternative APNs	`109545` `111476`

Interior

Building Area	3,086 sqft Building Perimeter
Basement Area	1,543 sqft
Unfinished Basement	1,543 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	4,400 sqft (0.101 acres)
Lot Dimensions	55 ft deep x 80 ft wide

Location & Zoning

Account Number	111476
Street Address	601 5TH AVE
City	STERLING
State	IL
Zip	61081-3775
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	WEST OF BROADWAY E 80 LOT 7 & S 5 OF E 80 LOT 8 BLK 3 102600X
Legal Subdivision	WEST OF BROADWAY
Legal Block	3
Legal Lot Number	7-8
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2031
Census Tract	1102

Owner

Source: Whiteside County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	29733 PILGRIM RD, STERLING, IL 61081-9734
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Jan 9, 2024	Warranty Deed, Transfer · Line of Credit CENTRAL BANK ILLINOIS
Dec 4, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2024 · Amount on Record
Deed Sale	Jan 9, 2024 · Amount on Record
Deed Document Number	2024138
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Recording Date	Sep 16, 2026
Property Address	601 5TH AVE, STERLING, IL 61081-3775
Document Number	0000004995
Instrument Date	Sep 11, 2026
Instrument	20264995
Transaction Type	Mortgage
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	29733 PILGRIM RD, STERLING, IL 61081-9734

Mortgage

Document Number	0000004995,
Date	Sep 16, 2026
Instrument	20264995

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 11, 2046

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 9, 2024
Property Address	601 5TH AVE, STERLING, IL 61081-3775
Document Number	0000000138
Instrument Date	Dec 6, 2023
Instrument	2024-00138
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29733 PILGRIM RD, STERLING, IL 61081-9734

Mortgage

Document Number	0000000139
Date	Jan 9, 2024
Instrument	2024-00139

Lender

Name	CENTRAL BANK ILLINOIS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Dec 15, 2048

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 4, 2020
Property Address	601 5TH AVE, STERLING, IL 61081-3775
Document Number	0000007954
Instrument Date	Nov 12, 2020
Instrument	7954
Transaction Type	Transfer
Record Updated	Dec 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$45.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2620 GATESHEAD DR NAPERVILLE IL 605648945, NAPERVILLE, IL 60564-8945

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,292.00 (-4.93%)	$12,721 (-) Land $2,847 Building $9,874
2024			$38,163 (-) Land $8,541 Building $29,622
2022	$1,359.00	$12,721 Land $2,847 Building $9,874	$38,163 Land $8,541 Building $29,622

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	250 / 50

May also be available: Surf Internet, Verizon.

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