Rowan County property record for 601 3rd St, Spencer, NC 28159 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,632 sqft Living Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Garage | Detached, 800 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,078.00 (2025) |
| Primary APN | 033 277 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,632 sqft Living Area |
| 1st Floor | 1,598 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 15,682 sqft (0.36 acres) |
| Depth X Width | 145 ft x 65 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 800 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 352 sqft Porch |
| Storage Building | Storage Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 601 3RD ST |
|---|---|
| City | SPENCER |
| State | NC |
| Zip | 28159-2340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .36AC |
| Jurisdiction | ROWAN NC |
| Minor Civil Division | SALISBURY |
| Census Blockgroup | 2 |
| Census Block | 2006 |
| Census Tract | 50700 |
Source: Rowan County records · APN 033 277
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 601 3RD ST, SPENCER, NC 28159-2340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NAT'L BK |
| Nov 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Nov 05, 2019 |
| Transfer Doc | 0013380108 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 601 3RD ST, SPENCER, NC 28159-2340 |
| Document Number | 0013450446 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 601 3RD ST SPENCER NC 281592340, SPENCER, NC 28159-2340 |
| Document Number | 0013450446 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 001345/000446 |
| Name | FARMERS & MERCHANTS NAT'L BK |
|---|---|
| Type | Bank |
| Address | SALISBURY, NC 28144 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 19, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Nov 14, 2019 |
| Property Address | 601 3RD ST, SPENCER, NC 28159-2340 |
| Document Number | 0013380108 |
| Book / Page | 001338 / 000108 |
| Instrument Date | Nov 05, 2019 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 601 3RD ST SPENCER NC 281592340, SPENCER, NC 28159-2340 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Municipality | Spencer Town |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,078.00 | $183,901 (-) Land $21,850 Building $162,051 | |
| 2023 | $2,078.00 | $183,901 Land $21,850 Building $162,051 | $183,901 Land $21,850 Building $162,051 |
Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,846 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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