601 3rd St S, Moorhead, MN 56560 Property Records

Clay County property record for 601 3rd St S, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$54,000 (Oct 2021)
Tax Bill$1,034 (2026)
Deeds & MortgagesSep 2026 Mortgage
Oct 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (moderate risk)
APN58.565.0460

Property Details

APN / Parcel Number

Primary APN58.565.0460

Exterior

Lot Area7,000 sqft (0.16 acres)

Location & Zoning

Street Address601 3RD ST S
CityMOORHEAD
StateMN
Zip56560-3309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME OAKGROVE ADD SUBDIVISIONCD 58565 LOTS 1 & 2 7
Legal Range48
Legal Township139
Legal Section08
Legal SubdivisionOAKGROVE ADD
Legal Block7
Legal Lot Number1
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group2
Census Block2074
Census Tract20300

Owner

601 3rd St S is owned and occupied by an individual who bought it in October 2021.

Source: Clay County records, as of October 7, 2026

Owner of RecordIndividual Name on File
Mailing Address601 3RD ST S, MOORHEAD, MN 56560-3309
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · VA Mortgage
VALLEY MORTGAGE
Oct 26, 2022Warranty Deed, Transfer · Conventional Mortgage
VALLEY MORTGAGE
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST WESTERN BANK
Oct 29, 2021Warranty Deed, Transfer
Oct 5, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2021 · Amount on File
Deed SaleOct 29, 2021 · Amount on File
Prior SaleMay 17, 2016
Deed Document Number2021822434
Prior Transfer DateJun 1, 2017
Prior Transfer Doc0000821523
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Recording DateSep 25, 2026
Property Address601 3RD ST S, MOORHEAD, MN 56560-3309
Document Number0000868456
Instrument DateSep 21, 2026
Instrument2026868456
Transaction TypeMortgage
Record UpdatedOct 7, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 3RD ST S, MOORHEAD, MN 56560-3309

Mortgage

Document Number0000868456,
DateSep 25, 2026
Instrument2026868456
Lender
NameVALLEY MORTGAGE
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateOct 26, 2022
Property Address601 3RD ST S, MOORHEAD, MN 56560-3309
Document Number0000833470
Instrument DateOct 18, 2022
Instrument833470
Transaction TypeTransfer
Record UpdatedNov 16, 2022
Title CompanyFM TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$709.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address601 3RD ST S, MOORHEAD, MN 56560-3309

Mortgage

Document Number0000833471
DateOct 26, 2022
Instrument833471
Lender
NameVALLEY MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeFixed Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address601 3RD ST S, MOORHEAD, MN 56560-3309
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000825125
DateJan 18, 2022
Instrument825125
Lender
NameFIRST WESTERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateOct 29, 2021
Property Address601 3RD ST S, MOORHEAD, MN 56560-3309
Document Number0000822434
Instrument DateOct 28, 2021
Instrument822434
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount on Record
Tax$178.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 26, HORACE, ND 58047-0026

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY MN
Recording DateOct 5, 2021
Property Address601 3RD ST S, MOORHEAD, MN 56560-3309
Document Number0000821523
Instrument DateJun 1, 2017
Instrument821523
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

Tax$1.65
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2832 LONGFELLOW RD N, FARGO, ND 58102-1717

Tax Assessment & Valuation

The 2026 property tax bill for 601 3rd St S was $1,034 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,034.00 Homeowner's exemption$212,000 (+3.77%) Land $38,000 Building $174,000$212,000 (+3.77%) Land $38,000 Building $174,000
2025$204,300 Land $37,500 Building $166,800$204,300 Land $37,500 Building $166,800
2023$2,596.00$166,600 Land $35,000 Building $131,600$166,600 Land $35,000 Building $131,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 3rd St S in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims17 (1979–2011)
Claims Outside the SFHA12 of 17
Most Recent ClaimApr 2011 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Apr 2011 · 7 claims
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 3 claims
  • Severe Flooding, High Winds,severe Storms, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 601 3rd St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Fidium Fiber, Otter Tail Telecom, Verizon.

Nearby Properties on 3rd St S

Nearby Streets

Search Property Records by Address or Parcel Number