601 38th Ave, Santa Cruz, CA 95062 Property Records

Santa Cruz County property record for 601 38th Ave, Santa Cruz, CA 95062

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,628 sqft · built 1976
Lot Size	0.067 acres (2,919 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Apr 2002)
Tax Bill	$11,191 (2025)
Deeds & Mortgages	Mar 2022 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032-081-47`

Property Details

APN / Parcel Number

Primary APN	`032-081-47`
Alternative APN	`032-081-47-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	1,964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,919 sqft (0.067 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	601 38TH AVE
City	SANTA CRUZ
State	CA
Zip	95062-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-5-PP
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	121601

Owner

601 38th Ave is owned and occupied by an individual who bought it in April 2002.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	601 38TH AVE, SANTA CRUZ, CA 95062-5126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Intrafamily Transfer, Transfer
Nov 30, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2002 · Amount on File
Deed Sale	Apr 23, 2002 · Amount on File
Prior Sale	Mar 6, 1998 · Amount on File
Deed Document Number	200229611
Prior Transfer Date	Aug 25, 1997
Prior Transfer Doc	0000039483
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 15, 2022
Property Address	601 38TH AVE, SANTA CRUZ, CA 95062-5126
Document Number	0000008406
Instrument Date	Mar 10, 2022
Instrument	2022-0008406
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	601 38TH AVE, SANTA CRUZ, CA 95062-5126

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Nov 30, 2021
Property Address	601 38TH AVE, SANTA CRUZ, CA 95062-5126
Document Number	0000058489
Instrument Date	Nov 8, 2021
Instrument	2021-0058489
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	601 38TH AVE, SANTA CRUZ, CA 95062-5126

Mortgage

Document Number	0000058491
Date	Nov 30, 2021
Instrument	2021-0058491

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	601 38TH AVE, SANTA CRUZ, CA 95062-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023378
Date	Jun 30, 2020
Instrument	2020-0023378

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jul 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 601 38th Ave was $11,191.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Live Oak Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$851,538 (+2%) Land $501,779 Building $349,759
2025	$11,191.00	$834,841 Land $491,940 Building $342,901
2023	$10,226.00 (+2.45%)	$802,423 Land $472,837 Building $329,586	$1,133,280
2022	$9,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 601 38th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 601 38th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CRUZ WATER DEPARTMENT serves 94,626 people · EPA ID CA4410010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, GeoLinks, Spectrum, T-Mobile.

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