60050 Karns Rd, Pacific Junction, IA 51561 Property Records

Mills County property record for 60050 Karns Rd, Pacific Junction, IA 51561

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,232 sqft · built 2003
Lot Size	5.55 acres (241,758 sqft)
Owner	2 Individual Names on Record
Last Sale	$380,000 (Oct 2025)
Tax Bill	$3,510 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`043380020000000`

Property Details

APN / Parcel Number

Primary APN	`043380020000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Split Foyer
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	241,758 sqft (5.55 acres)
Deck Area	168 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	60050 KARNS RD
City	PACIFIC JUNCTION
State	IA
Zip	51561-4096
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	IRREG TR NE PT NW1/4 NW1/4
Legal Range	44W
Legal Township	72N
Legal Section	25
Jurisdiction	MILLS IA
Township / Civil Division	PLATTVILLE
Census Block Group	1
Census Block	1042
Census Tract	40201

Owner

Source: Mills County records, as of December 23, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60050 KARNS RD, PACIFIC JUNCTION, IA 51561-4096
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Oct 14, 2022	Warranty Deed, Transfer · Line of Credit NAVY FCU
Jan 17, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	20252429
Deed Book / Page	2025 / 2429
Prior Transfer Date	Jan 8, 2020
Prior Transfer Doc	002020/175
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLS IA
Property Address	60050 KARNS RD, PACIFIC JUNCTION, IA 51561-4096
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12914 OLIVE ST, OMAHA, NE 68138-3202

Mortgage

Document Number	02025/2430
Date	Oct 1, 2025
Book Page	2025/2430
Instrument	2025 2430

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Oct 14, 2022
Property Address	60050 KARNS RD, PACIFIC JUNCTION, IA 51561-4096
Document Number	02022/2821
Book / Page	2022 / 2821
Map Reference	MB 7 PG 114
Instrument Date	Oct 7, 2022
Instrument	2022-2821
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60050 KARNS RD, PACIFIC JUNCTION, IA 51561-4096

Mortgage

Document Number	0020222822
Date	Oct 14, 2022
Instrument	2022-2822

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2020
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	6.5%
Index	5-Year CMT
Margin	2
Max Rate	9.5%

January 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MILLS IA
Recording Date	Jan 17, 2020
Property Address	60050 KARNS RD, PACIFIC JUNCTION, IA 51561-4096
Document Number	2020/175
Book / Page	2020 / 175
Instrument Date	Jan 8, 2020
Instrument	175
Transaction Type	Foreclosure
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mills County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Unified School District	Glenwood Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,510.00 (-8.21%) Homeowner's exemption	$309,238 (+4.07%) Land $82,530 Building $226,708	$309,238 (+4.07%) Land $82,530 Building $226,708
2024	$3,824.00 (+32.96%)
2023		$297,137 (+78.72%) Land $58,000 Building $239,137	$297,137 (+78.72%) Land $58,000 Building $239,137
2022	$2,876.00	$166,262 Land $56,000 Building $110,262
2021			$166,262 Land $56,000 Building $110,262

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	50 (1984–2024)
Claims Outside the SFHA	40 of 50
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms And Flooding, May 2019 · 26 claims Flooding, Jul 2011 · 5 claims Severe Storms & Flooding, Jul 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 74% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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