Union County property record for 6005 White Cliffs Dr, Monroe, NC 28110 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,085 sqft · built 1994 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | Company Name on File |
| Last Sale | $76,500 (Aug 2012) |
| Tax Bill | $1,905 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-066-419 |
| Primary APN | 07-066-419 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,085 sqft Living Area |
| 1st Floor Area | 1,085 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 180 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 6005 WHITE CLIFFS DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #132 BRITTANY DOWNS EAST II |
| Legal Subdivision | BRITTANY DOWNS EAST |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20312 |
Source: Union County records · APN 07-066-419
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7206 MORGAN MILL RD, MONROE, NC 28110-7544 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2012 · Amount on Record |
| Deed Sale | Aug 08, 2012 · Amount on Record |
| Prior Sale | Nov 14, 2003 · Amount on Record |
| Deed Document Number | 201224125 |
| Deed Book / Page | 5794 / 754 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 6005 WHITE CLIFFS DR, MONROE, NC 28110-7990 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7016409 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | 7016/409 |
| Instrument | 0027296 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BERGTON, VA 22811 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,905.00 (+21.41%) | $286,700 (+54.47%) Land $66,900 Building $219,800 | $286,700 (+54.47%) Land $66,900 Building $219,800 |
| 2023 | $1,569.00 | $185,600 Land $36,900 Building $148,700 | $185,600 Land $36,900 Building $148,700 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790203122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (1995–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2018, rainfall accumulation, Hurricane Florence |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 194 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Ripple Fiber | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Uniti Group | DSL | 200 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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