6005 Therese Ter, Belvidere, IL 61008 Property Records

Boone County property record for 6005 Therese Ter, Belvidere, IL 61008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,301 sqft · built 1990
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$118,500 (Jul 1996)
Deeds & Mortgages	Nov 2017 Reverse Mortgage Nov 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-154-001`

Property Details

APN / Parcel Number

Primary APN	`06-18-154-001`
Alternative APN	`06-06-18-154-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,301 sqft Living Area
Gross Area	2,576 sqft
1st Floor Area	2,576 sqft
Basement Area	1,275 sqft
Unfinished Basement	1,275 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	180 ft deep x 135 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	06-06-18-154-001
Street Address	6005 THERESE TER
City	BELVIDERE
State	IL
Zip	61008-8961
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	18-44-4 STAN LEE EST PLAT 2 LOT 49 6005 THERESE TER 135.55 X 180
Legal Subdivision	STAN LEE ESTATE
Legal Lot Number	49
Jurisdiction	BOONE IL
Township / Civil Division	BONUS
Census Block Group	1
Census Block	1006
Census Tract	10502

Owner

6005 Therese Ter is owned and occupied by an individual who bought it in July 1996.

Source: Boone County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	6005 THERESE TER, BELVIDERE, IL 61008-8961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Nov 3, 2017	Deed of Trust, Mortgage · Reverse Mortgage HUD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 1996 · Amount on File
Deed Sale	Jul 1, 1996 · Amount on File
Deed Document Number	19964625
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	6005 THERESE TER, BELVIDERE, IL 61008-8961
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R05937
Date	Nov 3, 2017
Instrument	2017R05937

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	909 Months
Due	Aug 1, 2093

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Index	LIBOR

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE IL
Property Address	6005 THERESE TER, BELVIDERE, IL 61008-8961
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R05938
Date	Nov 3, 2017
Instrument	2017R05938

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	909 Months
Due	Aug 1, 2093

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2018
Change Frequency	Annually
Index	LIBOR

Tax Assessment & Valuation

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Boone County
County Subdivision	Bonus Township
Unified School District	Belvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$59,744 Land $10,000 Building $49,744	$179,232 Land $30,000 Building $149,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6005 Therese Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6005 Therese Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Therese Ter

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