New Hanover County property record for 6005 Covenant Ln, Wilmington, NC 28403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,281 sqft · built 2002 |
| Lot Size | 0.426 acres (18,557 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,000 (Sep 2005) |
| Tax Bill | $2,599 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R05619-001-028-000 |
| Primary APN | R05619-001-028-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,281 sqft Living Area |
| 1st Floor Area | 1,281 sqft |
| Basement Area | 1,281 sqft |
| Finished Basement | 1,281 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 18,557 sqft (0.426 acres) |
| Garage Type | Detached |
| Garage Area | 735 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 407 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 6005 COVENANT LN |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28403-3579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15,RESID |
| Legal Description | LT 1 SEC 1 FOUR OAKS |
| Legal Subdivision | WRIGHT HOLMAN CONST CO SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11905 |
6005 Covenant Ln is owned and occupied by an individual who bought it in September 2005.
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6005 COVENANT LN, WILMINGTON, NC 28403-3579 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional with PMI ON Q FIN'L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2005 · Amount on File |
| Deed Sale | Sep 2, 2005 · Amount on File |
| Prior Sale | May 8, 2002 · Amount on File |
| Deed Document Number | 200551237 |
| Deed Book / Page | 4899 / 3033 |
| Prior Transfer Date | Oct 3, 2001 |
| Prior Transfer Doc | 9901000858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 6005 COVENANT LN, WILMINGTON, NC 28403-3579 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00650501202 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 6505/1202 |
| Instrument | 2021051271 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 6005 COVENANT LN, WILMINGTON, NC 28403-3579 |
| Document Number | 0063081976 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6005 COVENANT LN WILMINGTON NC 284033579, WILMINGTON, NC 28403-3579 |
| Document Number | 0063081976 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 006308/001976 |
| Instrument | 16178 |
| Name | ON Q FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | TEMPE, AZ 85281 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 4, 2050 |
The 2025 property tax bill for 6005 Covenant Ln was $2,599, up 8% from the year before.
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $441,700 (-) Land $156,400 Building $285,300 | $441,700 (-) Land $156,400 Building $285,300 | |
| 2025 | $2,599.00 (+7.98%) | $441,700 Land $156,400 Building $285,300 | $441,700 Land $156,400 Building $285,300 |
| 2024 | $2,407.00 (+2.95%) | ||
| 2023 | $2,338.00 (-0.55%) | $276,700 Land $82,600 Building $194,100 | $276,700 Land $82,600 Building $194,100 |
| 2022 | $2,351.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6005 Covenant Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 individual policies |
| Nearby Flood Policies | 68 units insured incl. 6 condo units |
| Nearby Flood Claims | 10 (1999–2018) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6005 Covenant Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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