6004 Wild Ginger Ct, Columbia, MD 21044 Property Records

Howard County property record for 6004 Wild Ginger Ct, Columbia, MD 21044 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 ba · 1,320 sqft · built 1985
Lot Size	0.032 acres (1,393 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Oct 2020)
Tax Bill	$5,335 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-069635`

Property Details

APN / Parcel Number

Primary APN	`15-069635`
Alternative APN	`069635`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,320 sqft Total Area
Basement Area	510 sqft
Finished Basement	510 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,393 sqft (0.032 acres)
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	069635
Street Address	6004 WILD GINGER CT
City	COLUMBIA
State	MD
Zip	21044-3679
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT C-63 .032 A 6004 WILD GINGER CT VHR S 3 AR 2
Legal Subdivision	VILLAGE HICKORY RIDGE SEC 03
Legal Lot Number	C 63
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	3
Census Block	3001
Census Tract	605601

Owner

Source: Howard County records · APN 15-069635

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6004 WILD GINGER CT, COLUMBIA, MD 21044-3679
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Oct 20, 2020	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Dec 20, 1985 · Amount on Record
Deed Book / Page	19837 / 443
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6004 WILD GINGER CT, COLUMBIA, MD 21044-3679
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6004 WILD GINGER CT, COLUMBIA, MD 21044-3679

Mortgage

Document Number	0222470198
Date	Jan 31, 2024
Book Page	22247/198

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 01, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 20, 2020
Property Address	6004 WILD GINGER CT, COLUMBIA, MD 21044-3679
Document Number	0198370443
Book / Page	19837 / 443
Map Reference	PL 5780
Instrument Date	Sep 25, 2020
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6004 WILD GINGER CT, COLUMBIA, MD 21044-3679

Mortgage

Document Number	19837450
Date	Oct 20, 2020
Instrument	19837/450

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$359,700 (+5.39%)	$378,100 (-) Land $170,000 Building $208,100
2025	$5,335.00 (+60.89%)	$341,300 (+10.56%)	$378,100 (+17.1%) Land $170,000 Building $208,100
2023		$308,700	$322,900 Land $155,000 Building $167,900
2022	$3,316.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276056013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 412 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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