Polk County property record for 6004 Sanderling Dr, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,606 sqft · built 1994 |
| Lot Size | 0.182 acres (7,924 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $106,500 (Jun 2002) |
| Tax Bill | $1,482 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-20-161736-000460 |
| Primary APN | 24-27-20-161736-000460 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| Gross Area | 2,068 sqft |
| 1st Floor Area | 1,606 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,924 sqft (0.182 acres) |
| Lot Dimensions | 95 ft deep x 86 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 74 sqft |
| Cooling System | Central |
|---|
| Street Address | 6004 SANDERLING DR |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-7302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SANDPIPER GOLF & COUNTRY CLUB PHASE NINE PB 91 PGS 6 & 7 LOT 46 |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | SANDPIPER GOLF AND COUNTRY CLUB PHASE 09 |
| Legal Phase | 9 |
| Legal Tract | 161736 |
| Legal Block | 2 |
| Legal Lot Number | 46 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 12207 |
6004 Sanderling Dr is owned and occupied by two individuals who acquired it in June 2024.
Source: Polk County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6004 SANDERLING DR, LAKELAND, FL 33809-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Jul 25, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2002 · Amount on File |
| Deed Sale | Jun 4, 2002 · Amount on File |
| Prior Sale | May 21, 1997 · Amount on File |
| Deed Book / Page | 5023 / 330 |
| Last Transfer Date | Jun 14, 2024 |
| Transfer Doc | 0000175085 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6004 SANDERLING DR, LAKELAND, FL 33809-7302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 6004 SANDERLING DR, LAKELAND, FL 33809-7302 |
| Document Number | 0000063199 |
|---|---|
| Date | Mar 17, 2023 |
| Book Page | 12620/795 |
| Instrument | 2023063199 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 22, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6004 SANDERLING DR, LAKELAND, FL 33809-7302 |
| Document Number | 0114981654 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2021 |
| Title Company | APOLLO TITLE |
| Name | Verified Name |
|---|---|
| Address | 6004 SANDERLING DR LAKELAND FL 338097302, LAKELAND, FL 33809-7302 |
| Document Number | 0114981654 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 011498/001654 |
| Instrument | 272297 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 6004 SANDERLING DR, LAKELAND, FL 33809-7302 |
| Document Number | 0105800311 |
| Instrument Date | Jul 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6004 SANDERLING DR LAKELAND FL 338097302, LAKELAND, FL 33809-7302 |
| Document Number | 0105800311 |
|---|---|
| Date | Aug 13, 2018 |
| Book Page | 010580/000311 |
| Instrument | 172371 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 6004 Sanderling Dr was $1,482 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,042 (+2.7%) | $221,365 (-3.36%) Land $36,000 Building $185,365 | |
| 2025 | $1,482.00 Homeowner's exemption | $132,465 | $229,057 Land $36,000 Building $193,057 |
| 2023 | $1,375.00 (-2%) Homeowner's exemption | $124,983 (+3%) | $215,833 (+9.92%) Land $35,000 Building $180,833 |
| 2022 | $1,403.00 Homeowner's exemption | $121,343 | $196,362 Land $29,000 Building $167,362 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6004 Sanderling Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6004 Sanderling Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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