6004 Renaissance Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 6004 Renaissance Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,028 sqft · built 2002
Lot Size0.476 acres (20,778 sqft)
OwnerIndividual Name on Record
Last Sale$525,000 (Jun 2024)
Tax Bill$4,933 (2025)
Deeds & MortgagesJan 2022 Mortgage
Jun 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN232630002100010850

Property Details

APN / Parcel Number

Primary APN232630002100010850

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,028 sqft Heated Area
Gross Area3,085 sqft
1st Floor Area2,028 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Exterior MaterialStone
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area20,778 sqft (0.476 acres)
Garage TypeFinished
Garage Area737 sqft

Exterior Amenities

Pool Area448 sqft
PorchOpen Porch
Porch Area320 sqft
Deck Area352 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address6004 RENAISSANCE CT
CitySAINT CLOUD
StateFL
Zip34772-7061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1
Legal DescriptionCAMELOT UNIT 3 PB 12 PG 153-155 LOT 85
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionCAMELOT
Legal Tract21
Legal Block1
Legal Lot Number85
Legal Unit3P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2003
Census Tract43304

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address6004 RENAISSANCE CT, SAINT CLOUD, FL 34772-7061
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 26, 2024Warranty Deed, Transfer · Conventional Mortgage
MUTUAL OF OMAHA MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2024 · Amount on Record
Deed SaleJun 26, 2024 · Amount on Record
Prior SaleApr 2, 2014 · Amount on Record
Deed Document Number2024084241
Deed Book / Page6624 / 70
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address6004 RENAISSANCE CT, SAINT CLOUD, FL 34772-7061
Transaction TypeMortgage
Record UpdatedDec 12, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6004 RENAISSANCE CT, SAINT CLOUD, FL 34772-7061

Mortgage

Document Number0061310643
DateJan 18, 2022
Book Page6131/643
Instrument2022009171
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

June 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 26, 2024
Property Address6004 RENAISSANCE CT, SAINT CLOUD, FL 34772-7061
Document Number0066240070
Book / Page6624 / 70
Map ReferenceMB 12 PG 153-155
Instrument DateJun 25, 2024
Instrument2024084241
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address112 LEON DR, COOKEVILLE, TN 38506-2502

Transferred To (Grantee/Buyer)

NameVerified Name
Address6004 RENAISSANCE CT, SAINT CLOUD, FL 34772-7061

Mortgage

Document Number2024084242
DateJun 26, 2024
Instrument2024084242
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2054

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies36 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

May also be available: AT&T, Xfinity.

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