Mecklenburg County property record for 6004 Loy Ct, Charlotte, NC 28214
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,430 sqft · built 2017 |
| Lot Size | 0.168 acres (7,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $307,000 (Jul 2026) |
| Tax Bill | $2,477 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-224-05 |
| Primary APN | 055-224-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,430 sqft Living Area |
| Gross Area | 1,656 sqft |
| 1st Floor Area | 598 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,318 sqft (0.168 acres) |
| Garage Type | Attached |
| Garage Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6004 LOY CT |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28214-4206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L139 M61-815/816 |
| Legal Subdivision | PAW CREEK VILLAGE |
| Legal Block | 4 |
| Legal Lot Number | 139 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 6012 |
Source: Mecklenburg County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6004 LOY CT, CHARLOTTE, NC 28214-4206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · VA Mortgage NETX MORTGAGE LLC |
| Jul 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 18, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on File |
| Deed Sale | Jul 2, 2026 · Amount on File |
| Prior Sale | Jul 15, 2021 · Amount on File |
| Deed Document Number | 202670881 |
| Deed Book / Page | 40548 / 177 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 2, 2026 |
| Property Address | 6004 LOY CT, CHARLOTTE, NC 28214-4206 |
| Document Number | 0000070881 |
| Book / Page | 40548 / 177 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202670881 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $62,014.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6004 LOY CT, CHARLOTTE, NC 28214-4206 |
| Document Number | 0000070882, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202670882 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 15, 2021 |
| Property Address | 6004 LOY CT, CHARLOTTE, NC 28214-4206 |
| Document Number | 0000136647 |
| Book / Page | 36296 / 992 |
| Map Reference | MB 61 PG 815 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021136647 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $501.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5054 PATTON DR, GASTONIA, NC 28056-0046 |
| Name | Verified Name |
|---|---|
| Address | 6004 LOY CT, CHARLOTTE, NC 28214-4206 |
| Document Number | 0000136648 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021136648 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 18, 2018 |
| Property Address | 6004 LOY CT, CHARLOTTE, NC 28214-4206 |
| Document Number | 0000046384 |
| Book / Page | 32611 / 939 |
| Map Reference | MB61 PG815 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 2018046384 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1450 LAKE ROBBINS DR # DR430, 1450, SPRING, TX 77380-3258 |
| Name | Verified Name |
|---|---|
| Address | 6004 LOY CT, CHARLOTTE, NC 28214-4206 |
| Document Number | 0000046385 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 2018046385 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,477.00 | $300,300 Land $80,000 Building $220,300 | $300,300 Land $80,000 Building $220,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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