6004 Flat Rock Rd, Waco, TX 76708 Property Records

McLennan County property record for 6004 Flat Rock Rd, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,450 sqft · built 1950
Lot Size	2.71 acres (118,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$558,110 (Oct 2020)
Tax Bill	$12,699 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`18-035405-000400-1`

Property Details

APN / Parcel Number

Primary APN	`18-035405-000400-1`
Alternative APNs	`1803540500040010111` `110248`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,450 sqft Living Area
Gross Area	5,811 sqft
1st Floor Area	4,044 sqft
2nd Floor Area	406 sqft
Basement Area	441 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	118,222 sqft
Lot Dimensions	210 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	920 sqft
Driveway	Asphalt Driveway
Driveway Area	600 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	6004 FLAT ROCK RD
City	WACO
State	TX
Zip	76708-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	ROBERTS G H SUR ACRES 2.7
Legal Subdivision	ROBERTS G H SUR
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2044
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6004 FLAT ROCK RD, WACO, TX 76708-5802
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Vendor's Lien, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Jul 27, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on Record
Deed Sale	Oct 30, 2020 · Amount on Record
Deed Document Number	202038989
Record Updated	Oct 29, 2026

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 30, 2020
Property Address	6004 FLAT ROCK RD, WACO, TX 76708-5802
Document Number	0000038989
Instrument Date	Oct 27, 2020
Instrument	2020038989
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6004 FLAT ROCK RD, WACO, TX 76708-5802

Mortgage

Document Number	0000038990
Date	Oct 30, 2020
Instrument	2020038990

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jul 27, 2020
Property Address	6004 FLAT ROCK RD, WACO, TX 76708-5802
Document Number	0000025218
Instrument Date	Jul 24, 2020
Instrument	25218
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1400 COLLEGE DR WACO TX 767081402, WACO, TX 76708-1402

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$681,788 (-3.25%) Land $162,314 Building $519,474	$681,788 (-3.25%) Land $162,314 Building $519,474
2025	$12,699.00 (-10.01%) Homeowner's exemption	$704,720 (-5.13%) Land $146,010 Building $558,710	$704,720 (-5.13%) Land $146,010 Building $558,710
2024	$14,112.00 (-14.99%)
2023		$742,850 Land $146,010 Building $596,840	$742,850 Land $146,010 Building $596,840
2022	$16,600.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Nearby Properties on Flat Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures