6002 Co Rd 8, Waterloo, AL 35677 Property Records

Lauderdale County property record for 6002 Co Rd 8, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,539 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$94,900 (May 2021)
Tax Bill	$429 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-04-20-0-000-007-002`

Property Details

APN / Parcel Number

Primary APN	`07-04-20-0-000-007-002`
Alternative APNs	`098586` `36296` `98586`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,539 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	170 ft deep x 251 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	98586
Street Address	6002 COUNTY ROAD 8
City	WATERLOO
State	AL
Zip	35677-3363
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	251.83 X 170S (200.35) DESC AS PT OF SW/4 OF NE/4 OF SEC 20 T1S R13W 1 AC/D
Legal Range	13W
Legal Township	01S
Legal Section	20
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2005
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	6002 COUNTY ROAD 8, WATERLOO, AL 35677-3363
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK INDEPENDENT
Apr 24, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Feb 9, 2017 · Amount on Record
Deed Book / Page	2021 / 30043
Prior Transfer Date	Apr 22, 2020
Prior Transfer Doc	2020/17805
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	6002 COUNTY ROAD 8, WATERLOO, AL 35677-3363
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026/2943
Date	Jan 22, 2026
Book Page	2026/2943

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2041

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 11, 2021
Property Address	6002 COUNTY ROAD 8, WATERLOO, AL 35677-3363
Document Number	2021/30043
Book / Page	2021 / 30043
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 DEE DR, TUSCUMBIA, AL 35674-8111

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6002 COUNTY ROAD 8, WATERLOO, AL 35677-3363

Mortgage

Document Number	202130045202130045
Date	May 11, 2021
Instrument	2021/30045202130045

Lender

Name	BANK INDEPENDENT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAUDERDALE AL
Recording Date	Apr 24, 2020
Property Address	6002 COUNTY ROAD 8, WATERLOO, AL 35677-3363
Document Number	2020/17805
Book / Page	2020 / 17805
Instrument Date	Apr 22, 2020
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6002 COUNTY ROAD 8, WATERLOO, AL 35677-3363

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$429.00 (+7.79%) Homeowner's exemption	$13,920 (+6.91%)	$145,340 (+11.65%) Land $19,100 Building $126,240
2024	$398.00 (-6.35%) Homeowner's exemption	$13,020 (+768%) Land $1,600 Building $11,420	$130,180 (+5.2%) Land $15,900 Building $114,280
2023	$425.00 (+37.54%) Homeowner's exemption	$1,500 (-83.44%) Land $1,500	$123,740 (+36.58%) Land $14,900 Building $108,840
2022	$309.00 Homeowner's exemption	$9,060	$90,600 Land $12,000 Building $78,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1989–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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