600 W McCully Dr, Joseph, OR 97846 Property Records

Wallowa County property record for 600 W McCully Dr, Joseph, OR 97846

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 1970
Lot Size	0.708 acres (30,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jul 2024)
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Mar 2018 Mortgage + 1 more
APN	`02S4530DC 700`

Property Details

APN / Parcel Number

Primary APN	`02S4530DC 700`
Alternative APN	`2977`

Interior

Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	30,840 sqft (0.708 acres)

Location & Zoning

Account Number	2977
Street Address	600 W MCCULLY DR
City	JOSEPH
State	OR
Zip	97846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	(FTLPO) T2S R45E WM SEC 30 AMENDED RIVERSIDE ADD TOCITY OF JOSEPH LOTS 1-2 BLK 24, LOT 5 BLK 25 PORTION VAC CAMP ST LY BETBLKS 24 & 25 EXC: CO RD VOL 67 PG 218 493 WD 11-5-04 51904
Legal Subdivision	RIVERSIDE ADD
Legal Block	24
Legal Lot Number	5
Jurisdiction	WALLOWA OR
Township / Civil Division	JOSEPH
Census Block Group	1
Census Block	1039
Census Tract	960100

Owner

Source: Wallowa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 W MCCULLY DR, JOSEPH, OR 97846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK
Mar 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jul 30, 2024	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Deed Document Number	202489510
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	600 W MCCULLY DR, JOSEPH, OR 97846
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076360
Date	Apr 28, 2017
Instrument	076360

Lender

Name	COMMUNITY BANK
Type	Bank
Address	JOSEPH, OR 97846

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALLOWA OR
Property Address	600 W MCCULLY DR, JOSEPH, OR 97846
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077990
Date	Mar 13, 2018
Instrument	077990

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	182 Months
Due	May 1, 2033

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALLOWA OR
Recording Date	Jul 30, 2024
Property Address	600 W MCCULLY DR, JOSEPH, OR 97846
Document Number	0000089510
Map Reference	MB O PG 131
Instrument Date	Jul 29, 2024
Instrument	89510
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	WALAUGA TITLE COMPANY, WALLOWA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21655 BROADWAY, SONOMA, CA 95476-8207

Mortgage

Document Number	0000089511
Date	Jul 30, 2024
Instrument	89511

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Wallowa County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Wallowa County
Municipality	Joseph City
Unified School District	Joseph School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 (+3.01%)	$156,213 (+3%) Land $39,624 Building $116,589	$542,170 (+1.96%) Land $137,350 Building $404,820
2024	$1,861.00 (+2.99%)	$151,664 (+3%) Land $38,705 Building $112,959	$531,760 (+9.77%) Land $134,880 Building $396,880
2023	$1,807.00 (+3.02%)	$147,247 (+3%) Land $42,791 Building $104,456	$484,410 (-1.9%) Land $123,620 Building $360,790
2022	$1,754.00	$142,959 Land $41,876 Building $101,083	$493,770 Land $143,490 Building $350,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2002)
Most Recent Claim	Oct 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · lower than 70% of Oregon
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JOSEPH serves 1,182 people · EPA ID OR4100414
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Feb 2019
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

Cell Coverage

5G (outdoors only) and 4G LTE

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