600 S Main St, Saint Jo, TX 76265 Property Records

Montague County property record for 600 S Main St, Saint Jo, TX 76265

Property Summary

Property Type	Single Family Home
Details	1,940 sqft · built 1930
Lot Size	0.373 acres (16,248 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,213 (2026)
Deeds & Mortgages	May 2020 Second Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R000010448`

Property Details

APN / Parcel Number

Primary APN	`R000010448`
Alternative APN	`20409.0000.5750.0000`

Interior

Stories	1 Story
Building Area	1,940 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	16,248 sqft (0.373 acres)
Garage Type	Detached
Garage Area	360 sqft
Porch	Porch
Porch Area	396 sqft
Patio Area	410 sqft

Location & Zoning

Account Number	20409.0000.5750.0000
Street Address	600 S MAIN ST
City	SAINT JO
State	TX
Zip	76265-2097
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AB 409 A KITCHEN (.373 AC)
Legal Subdivision	A KITCHEN SURVEY A 409
Jurisdiction	MONTAGUE TX
Township / Civil Division	ST. JO
Census Block Group	2
Census Block	2089
Census Tract	950100

Owner

Source: Montague County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	600 S MAIN ST, SAINT JO, TX 76265-2097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST STATE BANK
Jul 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	600 S MAIN ST, SAINT JO, TX 76265-2097
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002002063
Date	May 29, 2020
Instrument	2002063

Lender

Name	FIRST STATE BANK
Type	Bank
Address	GAINESVILLE, TX 76241

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	600 S MAIN ST, SAINT JO, TX 76265-2097
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002002588
Date	Jul 1, 2020
Instrument	2002588

Lender

Name	FIRST STATE BANK
Type	Bank
Address	DENTON, TX 76201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Municipality	Saint Jo City
Unified School District	Saint Jo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,213.00 (+418.19%) Homeowner's exemption	$253,590 (-) Land $6,790 Building $246,800	$253,590 (-) Land $6,790 Building $246,800
2025	$1,006.00 (+17.52%) Homeowner's exemption	$253,590 (+3.62%) Land $6,790 Building $246,800	$253,590 (+3.62%) Land $6,790 Building $246,800
2023		$244,720 Land $2,570 Building $242,150	$244,720 Land $2,570 Building $242,150
2022	$856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 50% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAINT JO serves 881 people · EPA ID TX1690006
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000

May also be available: ElektraFi, Nextlink.

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