600 S 3RD ST DE SOTO MO 630202021, DE SOTO, MO 63020-2021
Mortgage
Document Number
4400
Date
Feb 5, 2020
Instrument
4400
Lender
Name
GERSHMAN MTG
Type
Mortgage Company
Address
CHESTERFIELD, MO 63017
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 4, 2050
Mortgage
Document Number
4401,
Date
Feb 5, 2020
Instrument
4401
Lender
Name
HOUSING & CMNTY DEV DEPT
Type
Construction/Development Company
Address
920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189
Agreement
Amount
Amount on Record
Tax Assessment & Valuation
The 2025 property tax bill for 600 S 3rd St was $1,099, up 3.3% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
Jefferson County
Municipality
De Soto City
Unified School District
De Soto 73 School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$17,400 (-)Land $1,100Building $16,300
$91,500 (-)Land $5,600Building $85,900
2025
$1,099.00 (+3.29%)
$17,400Land $1,100Building $16,300
$91,500 (-)Land $5,600Building $85,900
2024
$1,064.00 (+0.19%)
$91,500 (+5.05%)Land $5,600Building $85,900
2023
$1,062.00
$16,600Land $1,100Building $15,500
$87,100Land $5,600Building $81,500
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 600 S 3rd St in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
4 in force
Nearby Flood Claims
26 (2000–2016)
Claims Outside the SFHA
5 of 26
Most Recent Claim
Aug 2016 · rainfall accumulation
Claims by Event
Severe Storms, Tornadoes, And Flooding, May 2003 · 16 claims
Severe Thunderstorms And Flash Flooding, May 2000 · 5 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 600 S 3rd St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
DESOTO PWS serves 6,400 people · EPA ID MO6010213
Water Source
Groundwater
Last State Inspection
May 2023
Lead
2 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025