600 S 2nd St, Waco, TX 76706 Property Records

McLennan County property record for 600 S 2nd St, Waco, TX 76706

Property Summary

Property Type	Commercial
Details	12,532 sqft · built 1924
Lot Size	0.531 acres (23,130 sqft)
Owner	2 Company Names on Record
Last Sale	$572,000 (Sep 2016)
Tax Bill	$12,956 (2024)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2018 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-032300-040900-3`

Property Details

APN / Parcel Number

Primary APN	`48-032300-040900-3`
Alternative APNs	`4803230004090030111` `184403`

Interior

Stories	1 Story
Building Area	12,532 sqft Gross Area
1st Floor Area	6,266 sqft
Basement Area	6,266 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Brick
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	23,130 sqft (0.531 acres)
Lot Dimensions	163 ft deep x 139 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	600 S 2ND ST
City	WACO
State	TX
Zip	76706-1014
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	2007 TIF
Legal Description	ORIG TAYLOR & BEALL LOT A+C BLOCK 36 ACRES .531
Legal Subdivision	ORIG TAYLOR & BEALL
Legal Block	36
Legal Lot Number	A,C
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1028
Census Tract	100

Owner

Source: McLennan County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3700 N 31ST ST, WACO, TX 76708-1821
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Sep 21, 2018	Loan Modification, Mortgage CENTRAL NAT'L BK
Sep 21, 2017	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2016 · Amount on Record
Deed Sale	Sep 22, 2016 · Amount on Record
Deed Document Number	201631315
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	600 S 2ND ST # CLAY, CLAY, WACO, TX 76706-1014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007666
Date	Mar 5, 2020
Instrument	2020007666

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	600 S 2ND ST # CLAY, CLAY, WACO, TX 76706-1014
Document Number	0000040771
Instrument Date	Sep 21, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 S 2ND ST WACO TX 767061014, WACO, TX 76706-1014

Mortgage

Document Number	0000040771
Date	Nov 21, 2018
Instrument	40771

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	600 S 2ND ST # CLAY, CLAY, WACO, TX 76706-1014
Document Number	0000032440
Instrument Date	Sep 21, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 S 2ND ST WACO TX 767061014, WACO, TX 76706-1014

Mortgage

Document Number	0000032440
Date	Sep 29, 2017
Instrument	32440

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 28, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$550,000 (-) Land $507,353 Building $42,647	$550,000 (-) Land $507,353 Building $42,647
2024	$12,956.00 (+0.59%)
2023		$550,000 Land $507,353 Building $42,647	$550,000 Land $507,353 Building $42,647
2022	$12,880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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