600 S 2nd St, Effingham, IL 62401 Property Records

Effingham County property record for 600 S 2nd St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,176 sqft · built 1950
Lot Size	0.7 acres (30,492 sqft)
Owner	Company Name on File
Last Sale	$15,000 (Feb 2026)
Tax Bill	$2,745 (2025)
Deeds & Mortgages	Feb 2026 Sale Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-16-045-037`

Property Details

APN / Parcel Number

Primary APN	`03-16-045-037`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Base Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	600 S 2ND ST
City	EFFINGHAM
State	IL
Zip	62401-3746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N 84.5FT OF PT S 200FT LOT 1 BLK 35 SURVEYOR'S ADD !!B!! 3409/186 2557/1 2106/278 1578/55 1216/69 756/369
Legal Subdivision	SURVEYOR'S ADDITION
Legal Block	35
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3000
Census Tract	950600

Owner

600 S 2nd St is owned by a company that bought it in February 2026 and is owner-occupied.

Source: Effingham County records, as of October 5, 2026

Owner of Record	Company Name on File
Mailing Address	509 S WILLOW ST, EFFINGHAM, IL 62401-3756
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Warranty Deed, Transfer
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK
Aug 28, 2018	Warranty Deed, Transfer · Conventional Mortgage TEUTOPOLIS STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2026 · Amount on File
Deed Sale	Feb 19, 2026 · Amount on File
Prior Sale	Dec 31, 2020 · Amount on File
Deed Document Number	2026609
Prior Transfer Date	Jan 31, 2005
Prior Transfer Doc	2106/278
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 19, 2026
Property Address	600 S 2ND ST, EFFINGHAM, IL 62401-3746
Document Number	202626000609
Instrument Date	Feb 13, 2026
Instrument	202626000609
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Tax	$5.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 S 2ND ST, EFFINGHAM, IL 62401-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S WILLOW ST, EFFINGHAM, IL 62401-3756

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 31, 2020
Property Address	600 S 2ND ST, EFFINGHAM, IL 62401-3746
Document Number	3645/340
Book / Page	3645 / 340
Instrument Date	Dec 31, 2020
Instrument	202020007253
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 S 2ND ST, EFFINGHAM, IL 62401-3746

Mortgage

Document Number	202020007254
Date	Dec 31, 2020
Instrument	202020007254

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate	2.73%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 28, 2018
Property Address	600 S 2ND ST, EFFINGHAM, IL 62401-3746
Document Number	3409/186
Book / Page	3409 / 186
Instrument Date	Aug 27, 2018
Instrument	201801803516
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	600 S 2ND ST, 600, EFFINGHAM, IL 62401-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23320 E 1ST AVE, DIETERICH, IL 62424-3429

Mortgage

Document Number	201801803517
Date	Aug 28, 2018
Instrument	201801803517

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 600 S 2nd St was $2,745 with a homeowner's exemption, down 7% from the year before.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,745.00 (-6.98%) Homeowner's exemption	$54,660 (+1%) Land $18,990 Building $35,670	$163,980 (+1%) Land $56,970 Building $107,010
2024	$2,951.00 Homeowner's exemption	$49,690 Land $17,260 Building $32,430	$149,070 Land $51,780 Building $97,290
2022	$2,335.00 Homeowner's exemption	$41,440 Land $14,390 Building $27,050	$124,320 Land $43,170 Building $81,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 S 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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