600 Ruff Rd, Rockmart, GA 30153 Property Records

Polk County property record for 600 Ruff Rd, Rockmart, GA 30153

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,208 sqft · built 1900
Lot Size	38.8 acres (1,694,048 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,979 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`057-120`

Property Details

APN / Parcel Number

Primary APN	`057-120`
Alternative APN	`1324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,208 sqft Heated Area
1st Floor Area	2,208 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1988
Exterior Material	Metal
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,694,048 sqft (38.8 acres)
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft

Exterior Amenities

Porch	Slab
Porch Area	644 sqft
Gazebo	80 sqft
Pole Barn	1,280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1324
Street Address	600 RUFF RD
City	ROCKMART
State	GA
Zip	30153-4804
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LLS 406 407
Jurisdiction	POLK GA
Township / Civil Division	ROCKMART
Census Block Group	1
Census Block	1037
Census Tract	10700

Owner

600 Ruff Rd, a rural home, is owned and occupied by two individuals who acquired it in March 1993.

Source: Polk County records, as of February 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	600 RUFF RD, ROCKMART, GA 30153-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT COM
Jun 28, 2023	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Oct 4, 2022	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jan 3, 2022	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Jan 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 1993
Deed Sale	Mar 11, 1993
Prior Sale	Oct 3, 1968
Deed Book / Page	476 / 551
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	600 RUFF RD, ROCKMART, GA 30153-4804
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RUFF RD, ROCKMART, GA 30153-4804

Mortgage

Document Number	0018050000000363
Date	Oct 25, 2021
Book Page	0000001805/0000000363
Instrument	004662

Lender

Name	LOAN DEPOT COM

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	600 RUFF RD, ROCKMART, GA 30153-4804
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	NOT AVAILABLE, ATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RUFF RD, ROCKMART, GA 30153-4804

Mortgage

Document Number	0018620000000354
Date	Jun 28, 2023
Book Page	0000001862/0000000354
Instrument	001813

Lender

Name	MAGNOLIA BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	600 RUFF RD, ROCKMART, GA 30153-4804
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RUFF RD, ROCKMART, GA 30153-4804

Mortgage

Document Number	0018410000000607
Date	Oct 4, 2022
Book Page	0000001841/0000000607
Instrument	003738

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK GA
Property Address	600 RUFF RD, ROCKMART, GA 30153-4804
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RUFF RD, ROCKMART, GA 30153-4804

Mortgage

Document Number	0018130000000237
Date	Jan 3, 2022
Book Page	0000001813/0000000237
Instrument	000018

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK GA
Recording Date	Jan 22, 2020
Property Address	600 RUFF RD, ROCKMART, GA 30153-4804
Document Number	0017410021
Book / Page	001741 / 000021
Instrument Date	Jan 21, 2020
Instrument	273
Transaction Type	Transfer
Record Updated	Feb 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RUFF RD ROCKMART GA 301534804, ROCKMART, GA 30153-4804

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK GA
Recording Date	Jan 22, 2020
Property Address	600 RUFF RD, ROCKMART, GA 30153-4804
Document Number	0017410025
Book / Page	001741 / 000025
Instrument Date	Jan 21, 2020
Instrument	275
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RUFF RD ROCKMART GA 301534804, ROCKMART, GA 30153-4804

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK GA
Recording Date	Jan 22, 2020
Property Address	600 RUFF RD, ROCKMART, GA 30153-4804
Document Number	0017410027
Book / Page	001741 / 000027
Instrument Date	Jan 21, 2020
Instrument	276
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RUFF RD ROCKMART GA 301534804, ROCKMART, GA 30153-4804

Tax Assessment & Valuation

The 2025 property tax bill for 600 Ruff Rd was $2,979 with a homeowner's exemption.

Source: Polk County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,979.00 Homeowner's exemption	$149,556 Land $55,396 Building $94,160	$373,889 Land $138,489 Building $235,400
2023	$2,476.00 (+4.3%) Homeowner's exemption	$106,337 (+7.68%) Land $55,396 Building $50,941	$265,841 (+7.68%) Land $138,489 Building $127,352
2022	$2,374.00 Homeowner's exemption	$98,755 Land $54,822 Building $43,933	$246,888 Land $137,056 Building $109,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 Ruff Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2003–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Ruff Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 88% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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