600 River Bend Estates Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 600 River Bend Estates Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,354 sqft · built 1985
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Company Names on File
Last Sale	$213,000 (Jun 2004)
Tax Bill	$4,620 (2025)
Deeds & Mortgages	Sep 2021 Transfer Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A860001898`

Property Details

APN / Parcel Number

Primary APN	`A860001898`
Alternative APN	`3-0014-5901-00-0117.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,354 sqft Living Area
Gross Area	3,878 sqft
1st Floor Area	1,262 sqft
Basement Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	220 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A860001898
Street Address	600 RIVER BEND ESTATES DR
City	SAINT CHARLES
State	MO
Zip	63303-6060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND EST #2 LOT 117
Legal Subdivision	RIVER BEND EST #2
Legal Lot Number	117
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2005
Census Tract	311145

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	600 RIVER BEND ESTATES DR, SAINT CHARLES, MO 63303-6060
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Intrafamily Transfer, Transfer
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2004 · Amount on File
Deed Sale	Jun 24, 2004 · Amount on File
Prior Sale	Jun 8, 1998 · Amount on File
Deed Document Number	2004612730
Deed Book / Page	3908 / 1219
Last Transfer Date	Sep 20, 2021
Transfer Doc	2021R079910
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 23, 2021
Property Address	600 RIVER BEND ESTATES DR, SAINT CHARLES, MO 63303-6060
Document Number	2021R079910
Map Reference	MB 24 PG 142
Instrument Date	Sep 20, 2021
Instrument	2021R-079910
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	600 RIVER BEND ESTATES DR, SAINT CHARLES, MO 63303-6060

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	600 RIVER BEND ESTATES DR, SAINT CHARLES, MO 63303-6060
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 RIVER BEND ESTATES DR, SAINT CHARLES, MO 63303-6060

Mortgage

Document Number	2021R055228
Date	Jun 30, 2021
Instrument	2021R-055228

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	SAINT CHARLES, MO 63304

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,034 (-)	$405,440 (-) Land $70,000 Building $335,440
2025	$4,620.00 (+6.94%)	$77,034 (+10.23%)	$405,440 (+10.23%) Land $70,000 Building $335,440
2024	$4,320.00
2023		$69,883
2022			$367,808 Land $50,000 Building $317,808

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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