600 N Hart St, Harvard, IL 60033 Property Records

McHenry County property record for 600 N Hart St, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,725 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Jun 2002)
Tax Bill	$5,485 (2024)
Deeds & Mortgages	Sep 2019 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-35-284-008`

Property Details

APN / Parcel Number

Primary APN	`01-35-284-008`

Exterior

Lot Area	8,725 sqft (0.2 acres)

Location & Zoning

Street Address	600 N HART ST
City	HARVARD
State	IL
Zip	60033-2447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2002R0049262 LT 8 BLK 12 & E1/2 VAC ALLEY VACATED PER DOC 1991R0043172 LYING W OF & ADJ E G AYERS ADDN
Legal Subdivision	E G AYERS ADDN
Legal Block	12
Legal Lot Number	8
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2044
Census Tract	870302

Owner

600 N Hart St is owned and occupied by two individuals who bought it in June 2002.

Source: McHenry County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	600 N HART ST, HARVARD, IL 60033-2447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jul 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 27, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2002 · Amount on File
Deed Sale	Jun 3, 2002 · Amount on File
Deed Document Number	200249262
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	600 N HART ST, HARVARD, IL 60033-2447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028442
Date	Sep 3, 2019
Instrument	2019R0028442

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 3, 2039

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	600 N HART ST, HARVARD, IL 60033-2447
Document Number	0000036843
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	600 N HART ST HARVARD IL 600332447, HARVARD, IL 60033-2447

Mortgage

Document Number	0000036843
Date	Sep 14, 2020
Instrument	36843

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	144 Months
Due	Sep 13, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	600 N HART ST, HARVARD, IL 60033-2447
Document Number	0000011515
Instrument Date	Mar 27, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	600 N HART ST HARVARD IL 600332447, HARVARD, IL 60033-2447

Mortgage

Document Number	0000011515
Date	Apr 3, 2017
Instrument	11515

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 2, 2032

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Municipality	Harvard City
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$5,485.00	$69,187 Land $12,909 Building $56,278	$207,561 Land $38,727 Building $168,834
2022	Homeowner's exemption	$54,096 Land $11,670 Building $42,426	$162,288 Land $35,010 Building $127,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 600 N Hart St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 N Hart St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVARD serves 9,469 people · EPA ID IL1110250
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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