600 John Ballard Rd, Richmond, KY 40475 Property Records

Madison County property record for 600 John Ballard Rd, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$10,000 (May 2020)
Tax Bill	$565 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0045-0000-0012-A1`

Property Details

APN / Parcel Number

Primary APN	`0045-0000-0012-A1`
Alternative APNs	`124853` `87779` `54428`

Location & Zoning

Account Number	54428
Street Address	600 JOHN BALLARD RD
City	RICHMOND
State	KY
Zip	40475-9608
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2005
Census Tract	11402

Owner

600 John Ballard Rd is owned by an individual who bought it in May 2020.

Source: Madison County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	600 JOHN BALLARD RD, RICHMOND, KY 40475-9608
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Sep 6, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
May 22, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on File
Deed Sale	May 22, 2020 · Amount on File
Deed Document Number	202014012539
Deed Book / Page	788 / 187
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	D00788/187
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Recording Date	Sep 18, 2026
Property Address	600 JOHN BALLARD RD, RICHMOND, KY 40475-9608
Document Number	0014376832
Book / Page	2502 / 1
Instrument Date	Sep 6, 2026
Instrument	202614376832
Transaction Type	Mortgage
Record Updated	Sep 30, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 JOHN BALLARD RD, RICHMOND, KY 40475-9608

Mortgage

Document Number	0014376832,
Date	Sep 18, 2026
Book Page	2502/1
Instrument	202614376832

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2056

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	600 JOHN BALLARD RD, RICHMOND, KY 40475-9608
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2188/153
Date	Sep 6, 2022
Book Page	M2188/153
Instrument	2014110228

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	May 22, 2020
Property Address	600 JOHN BALLARD RD, RICHMOND, KY 40475-9608
Document Number	D00788/187
Book / Page	D00788 / 187
Map Reference	MB 29 PG 67
Instrument Date	May 18, 2020
Instrument	2014012539
Transaction Type	Transfer
Record Updated	Feb 2, 2024

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	615 BALLARD RD, RICHMOND, KY 40475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 BAUGH ST, BEREA, KY 40403-1060

Tax Assessment & Valuation

The 2025 property tax bill for 600 John Ballard Rd was $565.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$565.00	$60,000	$60,000
2023	$582.00	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 John Ballard Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 John Ballard Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on John Ballard Rd

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