600 Jefferson St E, Swaledale, IA 50477 Property Records

Cerro Gordo County property record for 600 Jefferson St E, Swaledale, IA 50477

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,338 sqft · built 1955
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on File
Last Sale	$62,000 (Sep 2021)
Tax Bill	$1,218 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`141013500800`

Property Details

APN / Parcel Number

Primary APN	`141013500800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,338 sqft Living Area
1st Floor Area	1,274 sqft
Basement Area	1,338 sqft
Unfinished Basement	1,338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	600 JEFFERSON ST E
City	SWALEDALE
State	IA
Zip	50477-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L'S 7 & 8 BLK 31 SWALEDALE
Legal Range	21W
Legal Township	94N
Legal Section	10
Legal Subdivision	WALEDALE
Legal Block	31
Legal Lot Number	7,8
Jurisdiction	CERRO GORDO IA
Township / Civil Division	PLEASANT VALLEY
Census Block Group	2
Census Block	2080
Census Tract	951000

Owner

600 Jefferson St E is owned by an individual who bought it in September 2021.

Source: Cerro Gordo County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 161, SWALEDALE, IA 50477-0161
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTH IA COMMUNITY CREDIT UNION
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTH IA COMMUNITY CREDIT UNION
Sep 16, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK
Jul 17, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2021 · Amount on File
Deed Sale	Sep 16, 2021 · Amount on File
Deed Document Number	20217187
Deed Book / Page	2021 / 7187
Prior Transfer Date	May 10, 2007
Prior Transfer Doc	200703312
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Recording Date	Jun 22, 2026
Property Address	600 JEFFERSON ST E, SWALEDALE, IA 50477-7707
Document Number	0000003261
Instrument Date	Jun 12, 2026
Instrument	20263261
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 JEFFERSON ST E, SWALEDALE, IA 50477-7707

Mortgage

Document Number	0000003261,
Date	Jun 22, 2026
Instrument	20263261

Lender

Name	NORTH IA COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 17, 2041

Interest

Rate Type	Fixed Rate
Rate	5.71%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Recording Date	May 1, 2026
Property Address	600 JEFFERSON ST E, SWALEDALE, IA 50477-7707
Document Number	0000002190
Instrument Date	Apr 24, 2026
Instrument	20262190
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 JEFFERSON ST E, SWALEDALE, IA 50477-7707

Mortgage

Document Number	0000002190,
Date	May 1, 2026
Instrument	20262190

Lender

Name	NORTH IA COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Sep 16, 2021
Property Address	600 JEFFERSON ST E, SWALEDALE, IA 50477-7707
Document Number	2021/7187
Book / Page	2021 / 7187
Instrument Date	Jul 19, 2021
Instrument	2021-7187
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 JEFFERSON ST E, SWALEDALE, IA 50477-7707

Mortgage

Document Number	2021718820217188
Date	Sep 16, 2021
Instrument	2021-718820217188

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Jul 17, 2019
Property Address	600 JEFFERSON ST E, SWALEDALE, IA 50477-7707
Document Number	2019/3785
Book / Page	2019 / 3785
Instrument Date	Jul 15, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 JEFFERSON ST, SWALEDALE, IA 50477-7707

Tax Assessment & Valuation

The 2025 property tax bill for 600 Jefferson St E was $1,218.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Swaledale City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,218.00	$82,360 Land $6,120 Building $76,240	$82,360 Land $6,120 Building $76,240
2024	$1,218.00
2023		$77,980 (+35.64%) Land $6,120 Building $71,860	$77,980 (+35.64%) Land $6,120 Building $71,860
2022	$978.00 Homeowner's exemption	$57,490 Land $4,080 Building $53,410	$57,490 Land $4,080 Building $53,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 Jefferson St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 600 Jefferson St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWALEDALE WATER SUPPLY serves 144 people · EPA ID IA1778008
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Router12 Networks Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Jefferson St E

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