600 Heather Point Ln, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 600 Heather Point Ln, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,229 sqft · built 1999
Lot Size	0.177 acres (7,710 sqft)
Owner	2 Individual Names on File
Last Sale	$3,600,000 (May 2020)
Tax Bill	$46,696 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`046-061-65`

Property Details

APN / Parcel Number

Primary APN	`046-061-65`
Alternative APN	`046-061-65-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Building Area	3,229 sqft Living Area
Gross Area	3,759 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,710 sqft (0.177 acres)
View / Lot	Ocean
Garage Type	Attached
Garage Area	530 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	600 HEATHER POINT LN
City	WATSONVILLE
State	CA
Zip	95076-1843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	MAP 693 PG 37 43
Legal Subdivision	THE LANDS CONVEYED CONVEYED TO JOHN E
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2002
Census Tract	122300

Owner

600 Heather Point Ln is owned by two individuals who bought it in May 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3738 FOURTEEN MILE DR, STOCKTON, CA 95219-3807
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF STOCKTON
May 15, 2020	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
Aug 16, 2019	Grant Deed, Transfer BANK OF STOCKTON
May 8, 2018	Quit Claim Deed ATTORNEY ONLY
May 3, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2020 · Amount on File
Deed Sale	May 15, 2020 · Amount on File
Prior Sale	Aug 16, 2019 · Amount on File
Deed Document Number	202016740
Prior Transfer Date	May 15, 1996
Prior Transfer Doc	0000027810
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	600 HEATHER POINT LN, WATSONVILLE, CA 95076-1843
Document Number	0000023937
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3738 FOURTEEN MILE DR STOCKTON CA 952193807, STOCKTON, CA 95219-3807

Mortgage

Document Number	0000023937
Date	Jul 2, 2020
Instrument	23937

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	STOCKTON, CA 95201

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 15, 2020
Property Address	600 HEATHER POINT LN, WATSONVILLE, CA 95076-1843
Document Number	0000016740
Map Reference	VOL 693 PG 37
Instrument Date	May 13, 2020
Instrument	2020-0016740
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3738 FOURTEEN MILE DR, STOCKTON, CA 95219-3807

Mortgage

Document Number	0000016741
Date	May 15, 2020
Instrument	2020-0016741

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	9%

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 16, 2019
Property Address	600 HEATHER POINT LN, WATSONVILLE, CA 95076-1843
Document Number	0000023697
Instrument Date	Aug 12, 2019
Instrument	23697
Transaction Type	Transfer
Record Updated	Aug 29, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,001.25
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6653 EMBARCADERO DR STOCKTON CA 952193397, STOCKTON, CA 95219-3397

Mortgage

Document Number	23698
Date	Aug 16, 2019
Instrument	23698

Lender

Name	BANK OF STOCKTON
Type	Bank
Address	PO BOX 1110, STOCKTON, CA 95201-3003

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2018: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 8, 2018
Property Address	600 HEATHER POINT LN, WATSONVILLE, CA 95076-1843
Document Number	0000013961
Instrument Date	Apr 26, 2018
Instrument	13961
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	May 3, 2018
Property Address	600 HEATHER POINT LN, WATSONVILLE, CA 95076-1843
Document Number	0000013456
Instrument Date	Apr 26, 2018
Instrument	13456
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1900 S NORFOLK ST #150 SAN MATEO CA 944031161, 150, SAN MATEO, CA 94403-1161

Tax Assessment & Valuation

The 2025 property tax bill for 600 Heather Point Ln was $46,696.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,015,869 (+2%) Land $3,011,902 Building $1,003,967
2025	$46,696.00	$3,937,127 Land $2,952,845 Building $984,282
2023	$41,453.00 (+1.75%)	$3,784,243 Land $2,838,182 Building $946,061
2022	$40,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 600 Heather Point Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (1978–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Apr 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Heather Point Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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