600 Floyd Branch Rd, Berea, KY 40403 Property Records

Madison County property record for 600 Floyd Branch Rd, Berea, KY 40403

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2022)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Oct 2022 Construction Loan Dec 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0114-0000-0017`

Property Details

APN / Parcel Number

Primary APN	`0114-0000-0017`
Alternative APNs	`113113` `76224` `42313`

Exterior

Lot Area	871,200 sqft (20 acres)

Location & Zoning

Account Number	42313
Street Address	600 FLOYD BRANCH RD
City	BEREA
State	KY
Zip	40403-8669
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	20 ACRES
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1006
Census Tract	11102

Owner

600 Floyd Branch Rd, an agricultural property, is owned and occupied by an individual who bought it in May 2022.

Source: Madison County records, as of January 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	600 FLOYD BRANCH RD, BEREA, KY 40403-8669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2022	Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC
Dec 5, 2024	Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO
Sep 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
Sep 9, 2024	Deed of Trust, Mortgage · Commercial Mortgage WHITAKER BANK INC
May 9, 2022	Deed, Transfer
Feb 23, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Feb 23, 2021 · Amount on File
Deed Document Number	2014091002
Deed Book / Page	D822 / 748
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	600 FLOYD BRANCH RD, BEREA, KY 40403-8669
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 BLUE LICK RD, BEREA, KY 40403-8622

Mortgage

Document Number	00M2194/18
Date	Oct 4, 2022
Book Page	M2194/18
Instrument	2014114266

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	11 Months
Due	Sep 26, 2023

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	600 FLOYD BRANCH RD, BEREA, KY 40403-8669
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 FLOYD BRANCH RD, BEREA, KY 40403-8669

Mortgage

Document Number	0M2345/296
Date	Dec 5, 2024
Book Page	M2345/296
Instrument	2014235685

Lender

Name	CUMBERLAND VALLEY NATL BANK & TRUST CO
Type	Bank
Address	LONDON, KY 40743

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	600 FLOYD BRANCH RD, BEREA, KY 40403-8669
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 BLUE LICK RD, BEREA, KY 40403-8622

Mortgage

Document Number	0M2325/468
Date	Sep 9, 2024
Book Page	M2325/468
Instrument	2014221215

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	1 Months
Due	Oct 28, 2024

Interest

Rate Type	Adjustable Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	600 FLOYD BRANCH RD, BEREA, KY 40403-8669
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 BLUE LICK RD, BEREA, KY 40403-8622

Mortgage

Document Number	0M2325/488
Date	Sep 9, 2024
Book Page	M2325/488
Instrument	2014221216

Lender

Name	WHITAKER BANK INC
Type	Bank
Address	LEXINGTON, KY 40555

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	1 Months
Due	Oct 25, 2024

Interest

Rate Type	Adjustable Rate

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 9, 2022
Property Address	600 FLOYD BRANCH RD, BEREA, KY 40403-8669
Document Number	00D822/748
Book / Page	D822 / 748
Instrument Date	May 6, 2022
Instrument	2014091002
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2188 GOSE PIKE, DANVILLE, KY 40422-9444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 BLUE LICK RD, BEREA, KY 40403-8622

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Feb 23, 2021
Property Address	600 FLOYD BRANCH RD, BEREA, KY 40403-8669
Document Number	00D801/314
Book / Page	D801 / 314
Instrument Date	Feb 10, 2021
Instrument	2014029756
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7190 HIGHPOINT DR, FLORENCE, KY 41042-4314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2188 GOSE PIKKE, DANVILLE, KY 40422-9444

Tax Assessment & Valuation

The 2025 property tax bill for 600 Floyd Branch Rd was $3,276 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,276.00 Additional exemption filed	$330,000	$330,000
2023	$58.00	$6,000	$6,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 600 Floyd Branch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Floyd Branch Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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