600 Fifth St, Cloudcroft, NM 88317 Property Records

Otero County property record for 600 Fifth St, Cloudcroft, NM 88317

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,312 sqft · built 1970
Lot Size0.367 acres (15,987 sqft)
Owner2 Individual Names on File
Tax Bill$1,441 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN11N4068091159278

Property Details

APN / Parcel Number

Primary APN11N4068091159278
Alternative APNs
  • R035436
  • 1100482

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,312 sqft Living Area
1st Floor Area960 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2006
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area15,987 sqft (0.367 acres)
Lot Dimensions114 ft deep x 33 ft wide
TerrainMountain
Garage TypeDetached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area253 sqft
Deck Area361 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemElectric
Heating FuelPropane
SewerMunicipal

Location & Zoning

Account NumberR035436
Street Address600 FIFTH ST
CityCLOUDCROFT
StateNM
Zip88317-7832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBD: CLOUDCROFT RESUB ADDITION #3 LOT 3, 4, 5, 6, 2 N1/2 BLOCK: 25
Legal SubdivisionCLOUDCROFT RESUB ADDITION #3
Legal Block25
Legal Lot Number2-6
JurisdictionOTERO NM
Township / Civil DivisionSOUTHEAST OTERO
Census Block Group3
Census Block3061
Census Tract901

Owner

600 Fifth St is owned by two individuals who acquired it in July 2015.

Source: Otero County records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 2055, CLOUDCROFT, NM 88317-2055
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2015
Deed SaleJul 2, 2015
Prior SaleJul 2, 2015 · Amount on File
Deed Document Number20154662
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTERO NM
Property Address600 FIFTH ST, CLOUDCROFT, NM 88317-7832
Transaction TypeMortgage
Record UpdatedAug 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2055, CLOUDCROFT, NM 88317-2055
InvestorPossibly a Property Investor

Mortgage

Document Number0202111762
DateOct 27, 2021
Instrument202111762
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeNon-Lending Institution
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term286 Months
DueAug 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 600 Fifth St was $1,441.

Source: Otero County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew Mexico
CountyOtero County
MunicipalityCloudcroft Village
Unified School DistrictCloudcroft Municipal Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,783 (+2.67%) Land $15,148 Building $71,635$260,352 (+2.67%) Land $45,446 Building $214,906
2025$1,441.00$84,528 Land $15,139 Building $69,389$253,586 Land $45,419 Building $208,167
2023$1,396.00$80,213 Land $15,123 Building $65,090$240,639 Land $45,370 Building $195,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 Fifth St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective November 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2006)
Most Recent ClaimAug 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Fifth St is extreme, ranking above 97.1% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 97.1% of the US · above 96% of New Mexico
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLOUDCROFT WATER SYSTEM
serves 2,865 people · EPA ID NM3513519
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2016
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tularosa Communications
Fiber
1,000 / 1,000
PVT Networks
Cable
1,000 / 50

May also be available: T-Mobile.

Nearby Properties on Fifth St

Nearby Streets

Search Property Records by Address or Parcel Number