Oneida County and Rome City property record for 600 E Garden St, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1929 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Jan 2014) |
| Tax Bill | $1,779 (2026) |
| Deeds & Mortgages | Aug 2025 Refinance Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 301301 243.009-4-5 |
| Primary APN | 301301 243.009-4-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 672 sqft |
| 2nd Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Width | 90.4 ft Width |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 164 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03750 01 |
|---|---|
| Street Address | 600 E GARDEN ST |
| City | ROME |
| State | NY |
| Zip | 13440-5306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-5 |
| Legal Description | HL 90X213 |
| Legal Block | 4 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | ROME |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 22400 |
Source: Oneida County and Rome City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 600 E GARDEN ST, ROME, NY 13440-5306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERICU CU |
| Jun 15, 2020 | Deed of Trust, Mortgage · Line of Credit AMERICU CU |
| Nov 19, 2019 | Deed of Trust, Mortgage · Conventional with PMI AMERICU CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2014 · Amount on Record |
| Deed Sale | Jan 7, 2014 · Amount on Record |
| Deed Book / Page | 2014 / 261 |
| Prior Transfer Date | Apr 29, 2011 |
| Prior Transfer Doc | 2011006418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 600 E GARDEN ST, ROME, NY 13440-5306 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000010644 |
|---|---|
| Date | Aug 27, 2025 |
| Instrument | 2025-010644 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 600 E GARDEN ST, ROME, NY 13440-5306 |
| Document Number | 0000008110 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 600 E GARDEN ST ROME NY 134405306, ROME, NY 13440-5306 |
| Document Number | 0000008110 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 8110 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 600 E GARDEN ST, ROME, NY 13440-5306 |
| Document Number | 0000016348 |
| Instrument Date | Nov 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 600 E GARDEN ST ROME NY 134405306, ROME, NY 13440-5306 |
| Document Number | 0000016348 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 16348 |
| Name | AMERICU CU |
|---|---|
| Type | Credit Union |
| Address | ROME, NY 13440 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 20, 2044 |
Source: Oneida County and Rome City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| Municipality | Rome City |
| Unified School District | Rome City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,779.00 Homeowner's exemption | ||
| 2025 | $49,000 (-) Land $11,800 Building $37,200 | $115,294 (+6.78%) Land $27,765 Building $87,529 | |
| 2023 | $49,000 (-) Land $11,800 Building $37,200 | $107,977 (+17.91%) Land $26,003 Building $81,974 | |
| 2022 | $3,106.00 Homeowner's exemption | $49,000 Land $11,800 Building $37,200 | $91,572 Land $22,052 Building $69,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROME CITY serves 31,795 people · EPA ID NY3202405 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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