600 Craig St, Monroe, NC 28112 Property Records

Union County property record for 600 Craig St, Monroe, NC 28112

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 1,258 sqft · built 1950
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2008)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-273-199`

Property Details

APN / Parcel Number

Primary APN	`09-273-199`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	1,258 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,589 sqft (0.289 acres)

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	600 CRAIG ST
City	MONROE
State	NC
Zip	28112-4534
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	600 CRAIG ST #27 WELSH HEIGHTS
Legal Subdivision	WELSH HEIGHTS
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1003
Census Tract	20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	600 CRAIG ST, MONROE, NC 28112-4534
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage US NATIONAL BANK
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2008 · Amount on File
Deed Sale	Apr 22, 2008 · Amount on File
Deed Document Number	200815549
Deed Book / Page	4874 / 273
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	600 CRAIG ST, MONROE, NC 28112-4534
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008451624
Date	Apr 12, 2022
Book Page	8451/624
Instrument	13599

Lender

Name	US NATIONAL BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	600 CRAIG ST, MONROE, NC 28112-4534
Document Number	725275
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 12, 2018
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 CRAIG ST MONROE NC 281124534, MONROE, NC 28112-4534

Mortgage

Document Number	725275
Date	Oct 15, 2018
Book Page	007252/000075
Instrument	28983

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,400 (-) Land $33,500 Building $172,900	$206,400 (-) Land $33,500 Building $172,900
2025	$1,804.00 (+50.84%)	$206,400 (+88.15%) Land $33,500 Building $172,900	$206,400 (+88.15%) Land $33,500 Building $172,900
2023	$1,196.00	$109,700 Land $17,700 Building $92,000	$109,700 Land $17,700 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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