600 Carrack Dr, Saint Marys, GA 31558 Property Records

Camden County property record for 600 Carrack Dr, Saint Marys, GA 31558

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,244 sqft · built 1989
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on File
Last Sale	$299,900 (Jun 2015)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`161C 02 028`

Property Details

APN / Parcel Number

Primary APN	`161C 02 028`
Alternative APNs	`161C020028` `9150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	3,244 sqft Heated Area
1st Floor Area	2,156 sqft
2nd Floor Area	1,088 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1999
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Slab
Porch Area	256 sqft
Patio Area	276 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9150
Street Address	600 CARRACK DR
City	SAINT MARYS
State	GA
Zip	31558-2620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	H/ L 27,28 & 29 BLK 2 LANDS END S/D
Legal Subdivision	LANDS END
Legal Block	2
Jurisdiction	CAMDEN GA
Township / Civil Division	ST. MARYS
Census Block Group	1
Census Block	1052
Census Tract	10602

Owner

600 Carrack Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Camden County records, as of December 9, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	600 CARRACK DR, SAINT MARYS, GA 31558-2620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Deed of Trust, Mortgage · Conventional with PMI MR COOPER
Mar 16, 2020	Deed of Trust, Mortgage · Line of Credit NASA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2015 · Amount on File
Deed Sale	Jun 30, 2015 · Amount on File
Deed Document Number	20151374
Deed Book / Page	1764 / 643
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	600 CARRACK DR, SAINT MARYS, GA 31558-2620
Document Number	0020720521
Instrument Date	Nov 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	600 CARRACK DR ST MARYS GA 315582620, ST MARYS, GA 31558-2620

Mortgage

Document Number	0020720521
Date	Nov 27, 2020
Book Page	002072/000521
Instrument	9434

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 26, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN GA
Property Address	600 CARRACK DR, SAINT MARYS, GA 31558-2620
Document Number	0020210935
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	600 CARRACK DR ST MARYS GA 315582620, ST MARYS, GA 31558-2620

Mortgage

Document Number	0020210935
Date	Mar 25, 2020
Book Page	002021/000935
Instrument	2116

Lender

Name	NASA FCU
Type	Credit Union
Address	BOWIE, MD 20716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 24, 2040

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 600 Carrack Dr was $3,208 with exemptions applied.

Source: Camden County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Camden County
Municipality	St. Marys City
Unified School District	Camden County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,208.00 Homeowner's exemption Senior Citizen's exemption	$160,669 Land $21,000 Building $139,669	$401,672 Land $52,500 Building $349,172
2023		$154,726 Land $24,000 Building $130,726	$386,816 Land $60,000 Building $326,816
2022	$5,136.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 Carrack Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 197 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	6 (1995–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Carrack Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. MARYS serves 19,994 people · EPA ID GA0390001
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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