600 Bridgewater Ln, Ferrum, VA 24088 Property Records

Franklin County property record for 600 Bridgewater Ln, Ferrum, VA 24088

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,040 sqft · built 1991
Lot Size	39.6 acres (1,726,152 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Jun 2022)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079 00-026 00`

Property Details

APN / Parcel Number

Primary APN	`079 00-026 00`
Alternative APN	`24744`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	3,108 sqft
1st Floor Area	2,040 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	1,726,152 sqft (39.6 acres)
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	768 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Spring/Creek

Location & Zoning

Account Number	24744
Street Address	600 BRIDGEWATER LN
City	FERRUM
State	VA
Zip	24088-3236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NZ
Legal Description	OFF ROUTE 748
Jurisdiction	FRANKLIN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	4
Census Block	4026
Census Tract	20600

Owner

600 Bridgewater Ln is owned and occupied by an individual who bought it in June 2022.

Source: Franklin County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	600 BRIDGEWATER LN, FERRUM, VA 24088-3236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage BANK OF THE JAMES
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on File
Deed Sale	Jun 3, 2022 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	20224380
Deed Book / Page	1185 / 1125
Prior Transfer Date	Jan 15, 2013
Prior Transfer Doc	0010261907
Record Updated	Oct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 3, 2022
Property Address	600 BRIDGEWATER LN, FERRUM, VA 24088-3236
Document Number	0011851125
Book / Page	1185 / 1125
Map Reference	MB 601 PG 37
Instrument Date	May 3, 2022
Instrument	220004380
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	600 BRIDGEWATER LN, FERRUM, VA 24088-3236

Mortgage

Document Number	0220004381
Date	Jun 3, 2022
Instrument	220004381

Lender

Name	BANK OF THE JAMES
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jun 1, 2053

Mortgage

Document Number	0011851536
Date	Jun 7, 2022
Book Page	1185/1536
Instrument	220004464

Lender

Name	BANK OF THE JAMES
Type	Bank
Address	FOREST, VA 24551

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jan 24, 2020
Property Address	600 BRIDGEWATER LN, FERRUM, VA 24088-3236
Document Number	0011332716
Book / Page	001133 / 002716
Instrument Date	Jan 14, 2020
Instrument	491
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1096 HIGHWAY 109 MOUNT CROGHAN SC 297278701, MOUNT CROGHAN, SC 29727-8701

Mortgage

Document Number	11332720
Date	Jan 24, 2020
Book Page	001133/002720
Instrument	492

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jan 23, 2027

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 600 Bridgewater Ln was $1,267.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00	$348,000 Land $94,800 Building $253,200	$348,000 Land $94,800 Building $253,200
2023	$1,162.00	$253,700 (-) Land $91,800 Building $161,900	$253,700 (-) Land $91,800 Building $161,900
2022		$253,700 Land $91,800 Building $161,900	$253,700 Land $91,800 Building $161,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 Bridgewater Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Bridgewater Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bridgewater Ln

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