600 Ave B NW, Winter Haven, FL 33881 Property Records

Polk County property record for 600 Ave B NW, Winter Haven, FL 33881

Property Summary

Property Type	Store with Apartments
Details	3,883 sqft · built 1949
Lot Size	0.099 acres (4,321 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Oct 2018)
Tax Bill	$5,083 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-29-628000-000010`

Property Details

APN / Parcel Number

Primary APN	`26-28-29-628000-000010`
Alternative APNs	`292826628000000010` `92826000`

Interior

Units	4 Units
Stories	1 Story
Building Area	3,883 sqft Gross Area
1st Floor Area	3,883 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1989
Architectural Style	Multi-Family
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	4,321 sqft (0.099 acres)
Lot Dimensions	60 ft deep x 32 ft wide
View / Lot	Commercial
Total Buildings	2 Buildings

Location & Zoning

Street Address	600 AVENUE B NW
City	WINTER HAVEN
State	FL
Zip	33881
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Local Zoning Code	BR
Legal Description	GIFFORDS SURVEY PB 2 PG 30 LOT 1 LESS BEG 141.5 FT W OF SE COR LOT 1 RUN E 35 FT DEFLECT 78 DEG 30 MIN LEFT 42 FT DEFLECT 22 DEG 12 MIN RIGHT 41.5 FT TO SLY R/W GRAND AVE (U S HWY 555) NWLY ALONG R/W 95 FT S 143 FT TO POB
Legal Range	26E
Legal Township	28S
Legal Section	29
Legal Subdivision	GIFFORDS SURVEY
Legal Tract	628000
Legal Block	2
Legal Lot Number	1
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2007
Census Tract	13701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Pope Avenue Historic District listed 2001 · 29 contributing resources · NRIS 01001337

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3095 KERNER BLVD, R, SAN RAFAEL, CA 94901-5420
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage DN LUNDQUIST DC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	2018226297
Deed Book / Page	10653 / 2070
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	600 AVENUE B NW, WINTER HAVEN, FL 33881
Transaction Type	Mortgage
Record Updated	Feb 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 AVENUE B NW, WINTER HAVEN, FL 33881-4656

Mortgage

Document Number	0000184372
Date	Jul 7, 2022
Book Page	12327/958
Instrument	2022184372

Lender

Name	COGENT BANK
Type	Bank
Address	ORLANDO, FL 32801

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 26, 2018
Property Address	600 AVENUE B NW, WINTER HAVEN, FL 33881
Document Number	0106532070
Book / Page	010653 / 002070
Instrument Date	Oct 23, 2018
Instrument	226297
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	601 AVENUE B NW WINTER HAVEN FL 338814656, WINTER HAVEN, FL 33881-4656

Mortgage

Document Number	106532072
Date	Oct 26, 2018
Book Page	010653/002072
Instrument	226298

Lender

Name	DN LUNDQUIST DC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 25, 2023

Interest

Rate	3%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,083.00 (+1.7%)	$267,202 (+10.82%) Land $39,979 Building $227,223	$267,202 (+10.82%) Land $39,979 Building $227,223
2024	$4,998.00 (+8.56%)
2023	$4,604.00 (+7.77%)	$241,118 (+5.88%) Land $39,979 Building $201,139	$241,118 (+5.88%) Land $39,979 Building $201,139
2022	$4,272.00	$227,726 Land $39,979 Building $187,747	$227,726 Land $39,979 Building $187,747

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

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