600 Augusta Dr, Richmond, KY 40475 Property Records

Madison County property record for 600 Augusta Dr, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	1.12 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$358,000 (Jan 2019)
Tax Bill	$3,375 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0056-0004-0035`

Property Details

APN / Parcel Number

Primary APN	`0056-0004-0035`
Alternative APNs	`120014` `83035` `49495`

Exterior

Lot Area	48,787 sqft (1.12 acres)

Location & Zoning

Account Number	49495
Street Address	600 AUGUSTA DR
City	RICHMOND
State	KY
Zip	40475-7887
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW RIDGE LOT 35
Legal Subdivision	WILLOW RIDGE
Legal Block	II
Legal Lot Number	35
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1013
Census Tract	10903

Owner

600 Augusta Dr is owned and occupied by an individual who bought it in January 2019.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	600 AUGUSTA DR, RICHMOND, KY 40475-7887
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Jan 10, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2019 · Amount on File
Deed Sale	Jan 10, 2019 · Amount on File
Deed Document Number	2013986939
Deed Book / Page	D00768 / 634
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	600 AUGUSTA DR, RICHMOND, KY 40475-7887
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01933/437
Date	Apr 20, 2020
Book Page	M01933/437
Instrument	2014010578

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 1, 2048

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jan 10, 2019
Property Address	600 AUGUSTA DR, RICHMOND, KY 40475-7887
Document Number	D00768/634
Book / Page	D00768 / 634
Map Reference	MB 12 PG 52
Instrument Date	Dec 31, 2018
Instrument	2013986939
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1190 VERNA BROOKS WAY, KYLE, TX 78640-6507

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	600 AUGUSTA DR, RICHMOND, KY 40475-7887

Mortgage

Document Number	2013986940
Date	Jan 10, 2019
Instrument	2013986940

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 600 Augusta Dr was $3,375 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,375.00 Additional exemption filed	$358,000	$358,000
2023	$3,472.00	$358,000	$358,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 Augusta Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1990–2013)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 Augusta Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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