600 8th St, Clearwater, MN 55320 Property Records

Wright County property record for 600 8th St, Clearwater, MN 55320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,074 sqft · built 2003
Lot Size	0.176 acres (7,697 sqft)
Owner	2 Individual Names on File
Last Sale	$219,900 (Sep 2020)
Tax Bill	$3,150 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104-028-002010`

Property Details

APN / Parcel Number

Primary APN	`104-028-002010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,074 sqft Living Area
1st Floor Area	1,074 sqft
Basement Area	847 sqft
Finished Basement	847 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	7,697 sqft (0.176 acres)
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	192 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	600 8TH ST
City	CLEARWATER
State	MN
Zip	55320-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-02 TWP-122 RANGE-027 CEDAR SOUTH LOT-001 BLOCK-002
Legal Range	027
Legal Township	122
Legal Section	02
Legal Subdivision	CEDAR SOUTH
Legal Block	2
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1050
Census Tract	100300

Owner

600 8th St is owned by two individuals who bought it in September 2020.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9563 172ND AVE SE, BECKER, MN 55308-8538
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE
Apr 14, 2020	Warranty Deed, Transfer PREFERRED TITLE
Apr 14, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CORTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Apr 14, 2020 · Amount on File
Deed Document Number	20201439036
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 3, 2020
Property Address	600 8TH ST, CLEARWATER, MN 55320-1641
Document Number	0001439036
Instrument Date	Sep 2, 2020
Instrument	1439036
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9563 172ND AVE SE, BECKER, MN 55308-8538

Mortgage

Document Number	0001439037
Date	Sep 3, 2020
Instrument	1439037

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 14, 2020
Property Address	600 8TH ST, CLEARWATER, MN 55320-1641
Document Number	0001423505
Instrument Date	Apr 3, 2020
Instrument	1423505
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	PREFERRED TITLE

Transaction

Amount	Amount on Record
Tax	$116.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17207 198TH AVE NW BIG LAKE MN 553094684, BIG LAKE, MN 55309-4684
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 14, 2020
Property Address	600 8TH ST, CLEARWATER, MN 55320-1641
Document Number	0001423506
Instrument Date	Apr 3, 2020
Instrument	1423506
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 13, 2021
Title Company	PREFERRED TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$719.07
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 10TH ST, CLEARWATER, MN 55320-4585

Mortgage

Document Number	0001423507
Date	Apr 14, 2020
Instrument	1423507

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 600 8th St was $3,150.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Clearwater City
County	Wright County
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,150.00	$287,100 (+4.21%) Land $61,000 Building $226,100	$287,100 (+4.21%) Land $61,000 Building $226,100
2025		$275,500 Land $61,000 Building $214,500	$275,500 Land $61,000 Building $214,500
2023	$2,964.00 (+7.63%)	$278,000 Land $66,000 Building $212,000	$278,000 Land $66,000 Building $212,000
2022	$2,754.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 600 8th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (1998–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 600 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Clearwater serves 2,129 people · EPA ID MN1860025
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Cable · Fiber in parts of the area	1,250 / 60

May also be available: T-Mobile, Verizon.

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