60 Watson Cir, Heflin, AL 36264 Property Records

Cleburne County property record for 60 Watson Cir, Heflin, AL 36264

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,398 sqft · built 2007
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jul 2026)
Tax Bill	$1,839 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18 15 02 10 1 002 048.003`

Property Details

APN / Parcel Number

Primary APN	`18 15 02 10 1 002 048.003`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,398 sqft Total Area
1st Floor Area	1,398 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Mixed
Garage Area	2,012 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	32 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	60 WATSON CIR
City	HEFLIN
State	AL
Zip	36264-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 FERNWOOD S/D COM 420 SW OF INT N R/W BELLS MILL RD & E LN SW1/4 NE1/4 TH N 150 TO POB TH CONT N 150 SW 152.78 TO A CUL-
Legal Range	10E
Legal Township	16S
Legal Section	10
Legal Subdivision	FERNWOOD SUBDIVISION
Legal Lot Number	8
Jurisdiction	CLEBURNE AL
Township / Civil Division	HEFLIN
Census Block Group	2
Census Block	2024
Census Tract	959600

Owner

Source: Cleburne County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 WATSON CIR, HEFLIN, AL 36264-2248
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · VA Mortgage BANK OF INDEPENDENT
Jul 29, 2026	Deed of Trust, Mortgage · VA Mortgage BANK OF INDEPENDENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Feb 25, 2011
Deed Document Number	2026820031125
Deed Book / Page	2026 / 2273
Prior Transfer Date	Jan 11, 2013
Prior Transfer Doc	0000045032
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEBURNE AL
Recording Date	Jul 29, 2026
Property Address	60 WATSON CIR, HEFLIN, AL 36264-2248
Document Number	0820031125
Book / Page	2026 / 2273
Instrument Date	Jul 27, 2026
Instrument	2026820031125
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$41,410.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	60 WATSON CIR, HEFLIN, AL 36264-2248

Mortgage

Document Number	0820031125,
Date	Jul 29, 2026
Book Page	2026/3695
Instrument	2026820031125

Lender

Name	BANK OF INDEPENDENT

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEBURNE AL
Recording Date	Jul 29, 2026
Property Address	60 WATSON CIR, HEFLIN, AL 36264-2248
Document Number	0820031126
Book / Page	2026 / 3695
Instrument Date	Jul 27, 2026
Instrument	2026820031126
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 WATSON CIR, HEFLIN, AL 36264-2248

Mortgage

Document Number	0820031126,
Date	Jul 29, 2026
Book Page	2026/3695
Instrument	2026820031126

Lender

Name	BANK OF INDEPENDENT

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cleburne County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Cleburne County
Municipality	Heflin City
Unified School District	Cleburne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,839.00 (+7.23%)
2025	$1,715.00 (+7.19%)	$40,662 (-39.71%) Land $1,500 Building $39,162	$406,620 (+20.58%) Land $15,000 Building $391,620
2024	$1,600.00 (+10.19%)	$67,444 (+9.74%) Land $3,150 Building $64,294	$337,220 (+9.74%) Land $15,750 Building $321,470
2023	$1,452.00	$61,456 (-) Land $3,000 Building $58,456	$307,280 (-) Land $15,000 Building $292,280
2022	$1,452.00	$61,456 Land $3,000 Building $58,456	$307,280 Land $15,000 Building $292,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEFLIN, THE WATER WORKS AND SEWER BOARD serves 4,590 people · EPA ID AL0000279
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	65 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gigafy Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, HCI.

Cell Coverage

5G (outdoors only) and 4G LTE

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