Worcester County and Gardner City property record for 60 Walnut St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,171 sqft · built 1890 |
| Lot Size | 0.269 acres (11,737 sqft) |
| Owner | Individual Name on File |
| Last Sale | $425,000 (Mar 2022) |
| Tax Bill | $66 (2025) |
| Deeds & Mortgages | Apr 2021 Refinance Mar 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:Q-25 B:0006 L:0019 |
| Primary APN | M:Q-25 B:0006 L:0019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,171 sqft Living Area |
| Gross Area | 3,576 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 11,737 sqft (0.269 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 60 WALNUT ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 22 |
| Legal Lot Number | 19 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 707200 |
Source: Worcester County and Gardner City records · APN M:Q-25 B:0006 L:0019
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 60 WALNUT ST, GARDNER, MA 01440-2231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL LENDER LLC |
| Mar 23, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Mar 11, 2021 | Quit Claim Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2022 · Amount on Record |
| Deed Sale | Mar 23, 2022 · Amount on Record |
| Prior Sale | Mar 11, 2021 · Amount on Record |
| Deed Book / Page | 67313 / 286 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARDNER MA |
| Property Address | 60 WALNUT ST, GARDNER, MA 01440-2231 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00064884-1 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 64884/1 |
| Instrument | 48120 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | May 01, 2022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 23, 2022 |
| Property Address | 60 WALNUT ST, GARDNER, MA 01440-2231 |
| Document Number | 067313-286 |
| Book / Page | 67313 / 286 |
| Instrument Date | Mar 23, 2022 |
| Instrument | 32304 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 60 WALNUT ST, GARDNER, MA 01440-2231 |
| Document Number | 0000032305 |
|---|---|
| Date | Mar 23, 2022 |
| Instrument | 32305 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARDNER MA |
| Recording Date | Mar 11, 2021 |
| Property Address | 60 WALNUT ST, GARDNER, MA 01440-2231 |
| Document Number | 64658-99 |
| Book / Page | 64658 / 99 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 33785 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 77 CHARLES ST, FITCHBURG, MA 01420-7741 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $66.00 (-98.94%) | $460,700 (+10.4%) Land $69,600 Building $391,100 | $461,320 |
| 2024 | $6,255.00 (+73.51%) | $417,300 (+86.71%) Land $63,300 Building $354,000 | |
| 2023 | $3,605.00 | $223,500 Land $62,400 Building $161,100 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277072002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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