60 Union St, Montgomery, NY 12549 Property Records

Orange County and Montgomery Town property record for 60 Union St, Montgomery, NY 12549

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,440 sqft · built 1893
Lot Size0.245 acres (10,669 sqft)
OwnerIndividual Name on File
Last Sale$447,500 (May 2026)
Tax Bill$7,833 (2024)
Deeds & MortgagesMar 2022 Refinance
May 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN202-5-13.2

Property Details

APN / Parcel Number

Primary APN202-5-13.2
Alternative APNs
  • 420320200000050132000000
  • 334203 202-5-13.2

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
Gross Area1,472 sqft
1st Floor Area720 sqft
2nd Floor Area720 sqft
Upper Floors Area540 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 2015
Architectural StyleOld Style
Exterior MaterialComposition/Composite
Lot Area10,669 sqft (0.245 acres)
Lot Dimensions270 ft deep x 39 ft wide
View / LotUrban
PorchCovered Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number202-5-13.2
Street Address60 UNION ST
CityMONTGOMERY
StateNY
Zip12549-1021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionWS UNION ST L/P 11349/542BOUNDARY LINE AGREEMENT
Legal Block5
Legal Lot Number13.20
JurisdictionORANGE NY
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1012
Census Tract10802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street-Academy Hill Historic District
listed 1980 · 83 contributing resources · NRIS 80004395

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

60 Union St is owned by an individual who bought it in May 2026.

Source: Orange County and Montgomery Town records, as of May 20, 2026

Owner of RecordIndividual Name on File
Mailing Address62 CLINTON ST, 3, MONTGOMERY, NY 12549-1008
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
May 4, 2026Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTY MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2026 · Amount on File
Deed SaleMay 4, 2026 · Amount on File
Prior SaleJun 10, 2024 · Amount on File
Deed Document Number202632280
Deed Book / Page15889 / 1144
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address60 UNION ST, MONTGOMERY, NY 12549-1021
Transaction TypeMortgage
Record UpdatedMay 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021329
DateMar 21, 2022
Book Page15186/1534
Instrument20220021329
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueApr 1, 2052

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateMay 4, 2026
Property Address60 UNION ST, MONTGOMERY, NY 12549-1021
Document Number0000032280
Book / Page15889 / 1144
Instrument DateApr 24, 2026
Instrument2026.32280
Transaction TypeTransfer
Record UpdatedMay 21, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

DateMay 4, 2026
Lender
NameCROSSCOUNTY MORTGAGE INC
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate6.22%
Max Rate-1%

Tax Assessment & Valuation

Source: Orange County and Montgomery Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMontgomery Town
MunicipalityMontgomery Village
Unified School DistrictValley Central School District (Montgomery) (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$125,000 Land $21,400 Building $103,600$337,800
2024$7,833.00
2023$125,000 (-) Land $21,400 Building $103,600$297,600 (+16.66%) Land $50,949 Building $246,651
2022$125,000 Land $21,400 Building $103,600$255,100 Land $43,673 Building $211,427

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 60 Union St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims12 (1978–2011)
Claims Outside the SFHA2 of 12
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Hurricane Irene, Sep 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Union St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY VILLAGE
serves 4,519 people · EPA ID NY3503542
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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