60 Terrace Rd, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 60 Terrace Rd, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	4,502 sqft · built 1999
Lot Size	0.353 acres (15,377 sqft)
Owner	2 Individual Names on File
Last Sale	$1,340,000 (Sep 2022)
Tax Bill	$23,044 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02205-0000-00138`

Property Details

APN / Parcel Number

Primary APN	`14-02205-0000-00138`
Alternative APN	`140220500138`

Interior

Building Area	4,502 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Lot Area	15,377 sqft (0.353 acres)

Location & Zoning

Street Address	60 TERRACE RD
City	WAYNE
State	NJ
Zip	07470-3484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2205
Legal Lot Number	138
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4003
Census Tract	246103

Owner

Source: Passaic County and Wayne Township records · APN 14-02205-0000-00138

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	60 TERRACE RD, WAYNE, NJ 07470-3484
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Aug 23, 2012 · Amount on Record
Deed Document Number	202244887
Deed Book / Page	4393 / 142
Prior Transfer Date	Aug 22, 2006
Prior Transfer Doc	1304000025
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 15, 2022
Property Address	60 TERRACE RD, WAYNE, NJ 07470-3484
Document Number	0000044887
Book / Page	D4393 / 142
Instrument Date	Sep 01, 2022
Instrument	2022044887
Transaction Type	Transfer
Record Updated	Oct 10, 2022
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 197, PINE BROOK, NJ 07058-0197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 TERRACE RD, WAYNE, NJ 07470-3484

Mortgage

Document Number	0000044888
Date	Sep 15, 2022
Instrument	2022044888

Lender

Name	PONCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 01, 2028
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	6.87%
Index	Other
Margin	4
Max Rate	9.87%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,200 (-) Land $149,900 Building $234,300	$384,200 (-) Land $149,900 Building $234,300
2025	$23,044.00 (+0.88%)	$384,200 (-) Land $149,900 Building $234,300	$384,200 (-) Land $149,900 Building $234,300
2024	$22,844.00 (+5.17%)
2023		$384,200 Land $149,900 Building $234,300	$384,200 Land $149,900 Building $234,300
2022	$21,722.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Based on FCC filings for 316 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.