60 Summer St, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 60 Summer St, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,798 sqft · built 1880
Lot Size	0.519 acres (22,599 sqft)
Owner	2 Individual Names on File
Last Sale	$1,413,000 (Mar 2022)
Tax Bill	$14,377 (2026)
Deeds & Mortgages	Jan 2022 Refinance Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0024 B:0000 L:2479`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0024 B:0000 L:2479`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,798 sqft Living Area
Gross Area	4,052 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Asphalt
Lot Area	22,599 sqft (0.519 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	60 SUMMER ST
City	LYNNFIELD
State	MA
Zip	01940-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	2479
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	2
Census Block	2017
Census Tract	209200

Owner

60 Summer St is owned and occupied by two individuals who bought it in March 2022.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	60 SUMMER ST, LYNNFIELD, MA 01940-1824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance RFLF 7 LLC
Mar 16, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Feb 3, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LOAN FUNDER LLC
Jan 6, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on File
Deed Sale	Mar 16, 2022 · Amount on File
Prior Sale	Feb 3, 2021 · Amount on File
Deed Document Number	20223260
Deed Book / Page	40795 / 339
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	60 SUMMER ST, LYNNFIELD, MA 01940-1824
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040695-117
Date	Jan 31, 2022
Book Page	40695/117
Instrument	20220131004800

Lender

Name	RFLF 7 LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	13 Months
Due	Feb 1, 2023

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Mar 16, 2022
Property Address	60 SUMMER ST, LYNNFIELD, MA 01940-1824
Document Number	040795-339
Book / Page	40795 / 339
Instrument Date	Mar 16, 2022
Instrument	20220316003260
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	60 SUMMER ST, LYNNFIELD, MA 01940-1824

Mortgage

Document Number	220316003270
Date	Mar 16, 2022
Instrument	220316003270

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Feb 3, 2021
Property Address	60 SUMMER ST, LYNNFIELD, MA 01940-1824
Document Number	039490-405
Book / Page	39490 / 405
Instrument Date	Feb 1, 2021
Instrument	20210203003400
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 JACKSON AVE, EVERETT, MA 02149-5214

Mortgage

Document Number	210203003410
Date	Feb 3, 2021
Instrument	210203003410

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Jan 6, 2021
Property Address	60 SUMMER ST, LYNNFIELD, MA 01940-1824
Document Number	0000620466
Instrument Date	Jan 1, 2021
Instrument	620466
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 BOW ST, SAUGUS, MA 01906-1140

Tax Assessment & Valuation

The 2026 property tax bill for 60 Summer St was $14,377, up 12.9% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,377.00 (+12.88%)	$1,254,500 (+4%) Land $490,700 Building $753,000	$1,433,058 (-11.6%)
2025	$12,737.00 (+1.98%)	$1,206,200 (+1.5%) Land $471,700 Building $734,500	$1,621,175
2024	$12,490.00 (+16.95%)	$1,188,400 (+25.74%) Land $464,600 Building $723,800
2023	$10,680.00	$945,100 Land $400,100 Building $545,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Summer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Sep 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Summer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summer St

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