60 Spring St S, Morehead, KY 40351 Property Records

Rowan County property record for 60 Spring St S, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft
Lot Size	0.308 acres (13,449 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Oct 2023)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`043-10 00 048.00`

Property Details

APN / Parcel Number

Primary APN	`043-10 00 048.00`
Alternative APNs	`10873` `6438` `6441`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,449 sqft (0.308 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Oil
Heating Fuel	Electric

Location & Zoning

Account Number	10873
Street Address	60 SPRING ST S
City	MOREHEAD
State	KY
Zip	40351-8336
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT #40 PARK HILLS
Legal Subdivision	PARK HILLS
Legal Lot Number	40
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2022
Census Tract	950100

Owner

Source: Rowan County records, as of November 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 SPRING ST S, MOREHEAD, KY 40351-8336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 3, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2023 · Amount on Record
Deed Sale	Oct 5, 2023 · Amount on Record
Prior Sale	Jun 10, 2008 · Amount on Record
Deed Document Number	20232025733
Deed Book / Page	289 / 347
Prior Transfer Date	Aug 1, 2017
Prior Transfer Doc	00D265/050
Record Updated	Jun 8, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Oct 5, 2023
Property Address	60 SPRING ST S, MOREHEAD, KY 40351-8336
Document Number	00D289/347
Book / Page	D289 / 347
Map Reference	MB 2 PG 51
Instrument Date	Sep 29, 2023
Instrument	2025733
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 SEMINOLE TRL, MOREHEAD, KY 40351-8370

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4743 E CLINTON AVE, FRESNO, CA 93703-2734

Mortgage

Document Number	0002025734
Date	Oct 5, 2023
Instrument	2025734

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Aug 3, 2017
Property Address	60 SPRING ST S, MOREHEAD, KY 40351-8336
Document Number	00D265/050
Book / Page	D265 / 050
Map Reference	MB2 PG51
Instrument Date	Aug 1, 2017
Instrument	406055
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SEMINOLE TRL, MOREHEAD, KY 40351-8370

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,230.00 (+139.77%)	$147,000 (+143.78%) Land $10,000 Building $137,000	$147,000 (+143.78%) Land $10,000 Building $137,000
2023	$513.00 (-1.54%)	$60,300 (-) Land $10,000 Building $50,300	$60,300 (-) Land $10,000 Building $50,300
2022	$521.00	$60,300 Land $10,000 Building $50,300	$60,300 Land $10,000 Building $50,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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