60 Seagate Dr, Apt 404, Naples, FL 34103 Property Records

Collier County property record for 60 Seagate Dr, Apt 404, Naples, FL 34103

Property Summary

Property Type	Condominium
Details	2,105 sqft · built 1996
Owner	Company Name on Record
Last Sale	$481,000 (Jul 1998)
Tax Bill	$17,837 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit May 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`010600 4044A16`

Property Details

APN / Parcel Number

Primary APN	`010600 4044A16`
Alternative APNs	`02600000123` `2600000123`

Interior

Units	61 Units
Building Area	2,105 sqft Living Area
1st Floor Area	2,105 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	60 SEAGATE DR, 404
City	NAPLES
State	FL
Zip	34103-2414
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BAYPOINTE AT NAPLES CAY A CONDOMINIUM UNIT 404
Legal Range	25
Legal Township	49
Legal Section	16
Legal Subdivision	BAYPOINTE AT NAPLES CAY A CONDOMINIUM
Legal Tract	010600
Legal Block	1
Legal Lot Number	404
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	401

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5248 KNOX AVE S, MINNEAPOLIS, MN 55419-1042
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 12, 2021	Deed of Trust, Mortgage · Line of Credit ALERUS FINANCIAL NA
Oct 31, 2017	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Oct 26, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ALERUS FINANCIAL NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 1998 · Amount on Record
Deed Sale	Jul 8, 1998 · Amount on Record
Deed Book / Page	2438 / 2237
Last Transfer Date	Oct 19, 2020
Transfer Doc	0058350417
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	60 SEAGATE DR APT 404, 404, NAPLES, FL 34103-2414
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5248 KNOX AVE S, MINNEAPOLIS, MN 55419-1042

Mortgage

Document Number	0060823204
Date	Feb 10, 2022
Book Page	6082/3204
Instrument	6203166

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jan 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	60 SEAGATE DR APT 404, 404, NAPLES, FL 34103-2414
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5248 KNOX AVE S, MINNEAPOLIS, MN 55419-1042

Mortgage

Document Number	0059452970
Date	May 12, 2021
Book Page	5945/2970
Instrument	6057439

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	60 SEAGATE DR APT 404, 404, NAPLES, FL 34103-2414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054443717
Date	Oct 31, 2017
Book Page	5444/3717
Instrument	5465327

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Oct 26, 2020
Property Address	60 SEAGATE DR APT 404, 404, NAPLES, FL 34103-2414
Document Number	0058350417
Book / Page	5835 / 417
Map Reference	MB 2150 PG 10-120
Instrument Date	Oct 19, 2020
Instrument	5943737
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5248 KNOX AVE S, MINNEAPOLIS, MN 55419-1042

Mortgage

Document Number	0005835419
Date	Oct 26, 2020
Instrument	5835/419

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,969,475 (+6.95%) Building $1,969,475	$1,969,475 (-3.11%) Building $1,969,475
2025	$17,837.00 (+3.89%)	$1,841,436 (+21%)	$2,032,625 (+10.04%) Building $2,032,625
2024	$17,169.00 (+8.38%)
2023	$15,841.00 (+12.84%)	$1,521,848 (+1%)	$1,847,125 (+24.04%) Building $1,847,125
2022	$14,038.00	$1,383,498	$1,489,142 Building $1,489,142

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2,764 units insured incl. 2,644 condo units
Nearby Flood Claims	174 (1979–2024)
Claims Outside the SFHA	1 of 174
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 24 claims Hurricane Ian, Oct 2022 · 55 claims Hurricane Ian, Sep 2022 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Summit Broadband.

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