Flagler County property record for 60 Ryder Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,808 sqft · built 2003 |
| Lot Size | 0.233 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Aug 2019) |
| Tax Bill | $2,842 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00290-0050 |
| Primary APN | 07-11-31-7029-00290-0050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,808 sqft Heated Area |
| Gross Area | 2,452 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,193 sqft (0.233 acres) |
| Driveway | Driveway |
| Driveway Area | 416 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 60 RYDER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00029 LOT 0005 SUBDIVISION COMPLETION YEAR 1981 OR 242 PG 102 OR 843 PG 1350 OR 861 PG 1550 OR 99 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 29 |
| Legal Lot Number | 5 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60214 |
60 Ryder Dr is owned and occupied by an individual who bought it in August 2019.
Source: Flagler County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 60 RYDER DR, PALM COAST, FL 32164-6017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 30, 2019 | Special Warranty Deed, Transfer · VA Mortgage CITIZENS BANK NA |
| May 16, 2019 | Grant Deed, Transfer · Conventional with PMI ELLEN LANGER LIVING TRUST (LT) |
| Apr 15, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on File |
| Deed Sale | Aug 30, 2019 · Amount on File |
| Prior Sale | May 16, 2019 · Amount on File |
| Deed Document Number | 0000238157 |
| Deed Book / Page | 2381 / 57 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 60 RYDER DR, PALM COAST, FL 32164-6017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 60 RYDER DR, PALM COAST, FL 32164-6017 |
| Document Number | 0026081568 |
|---|---|
| Date | Sep 24, 2021 |
| Book Page | 2608/1568 |
| Instrument | 2021052333 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 60 RYDER DR, PALM COAST, FL 32164-6017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024781311 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 2478/1311 |
| Instrument | 2020037739 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 30, 2019 |
| Property Address | 60 RYDER DR, PALM COAST, FL 32164-6017 |
| Document Number | 0023810057 |
| Book / Page | 2381 / 0057 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019032600 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | VYSTAR TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288 SOUTHLAKE DR, 288, SAINT AUGUSTINE, FL 32092-1042 |
| Name | Verified Name |
|---|---|
| Address | 60 RYDER DR, PALM COAST, FL 32164-6017 |
| Document Number | 0023810058 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 2381-0058 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | May 16, 2019 |
| Property Address | 60 RYDER DR, PALM COAST, FL 32164-6017 |
| Document Number | 0023551434 |
| Book / Page | 002355 / 001434 |
| Instrument Date | May 16, 2019 |
| Instrument | 17685 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 288 SOUTHLAKE DR ST AUGUSTINE FL 320921042, ST AUGUSTINE, FL 32092-1042 |
| Document Number | 23551437 |
|---|---|
| Date | May 16, 2019 |
| Book Page | 002355/001437 |
| Instrument | 17687 |
| Name | ELLEN LANGER LIVING TRUST (LT) |
|---|---|
| Address | 3791 JOHN ANDERSON HWY, FLAGLER BEACH, FL 32136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 15, 2019 |
| Property Address | 60 RYDER DR, PALM COAST, FL 32164-6017 |
| Document Number | 0023480917 |
| Book / Page | 002348 / 000917 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 13056 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $945.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1002 DEL HARBOUR DR DELRAY BEACH FL 334836510, DELRAY BEACH, FL 33483-6510 |
The 2025 property tax bill for 60 Ryder Dr was $2,842 with exemptions applied.
Source: Flagler County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,842.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $204,561 | $275,799 Land $55,000 Building $220,799 |
| 2023 | $2,691.00 (+1.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $193,006 (+3%) | $275,787 (+2.43%) Land $43,000 Building $232,787 |
| 2022 | $2,657.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $187,385 | $269,253 Land $44,500 Building $224,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 60 Ryder Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 60 Ryder Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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