60 Phillips Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 60 Phillips Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 2,029 sqft · built 1941
Lot Size	0.423 acres (18,443 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Aug 1997)
Tax Bill	$9,915 (2026)
Deeds & Mortgages	Oct 2021 Refinance Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0020 B:0000 L:2346`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0020 B:0000 L:2346`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,029 sqft Living Area
Gross Area	3,176 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,443 sqft (0.423 acres)
Garage Type	Attached
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	60 PHILLIPS RD
City	LYNNFIELD
State	MA
Zip	01940-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	2346
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	3
Census Block	3003
Census Tract	209200

Owner

60 Phillips Rd is owned and occupied by two individuals who bought it in August 1997.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	60 PHILLIPS RD, LYNNFIELD, MA 01940-1728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVERETT COOPERATIVE BANK
Mar 16, 2020	Deed of Trust, Mortgage · Balloon Mortgage EVERETT COOPERATIVE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 1997 · Amount on File
Deed Sale	Aug 14, 1997 · Amount on File
Deed Book / Page	14264 / 20
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	60 PHILLIPS RD, LYNNFIELD, MA 01940-1728
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40380-124
Date	Oct 14, 2021
Book Page	40380/124
Instrument	20211014004680

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	60 PHILLIPS RD, LYNNFIELD, MA 01940-1728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38337-246
Date	Mar 16, 2020
Book Page	38337/246
Instrument	20200316001900

Lender

Name	EVERETT COOPERATIVE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 60 Phillips Rd was $9,915, up 11.7% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,915.00 (+11.74%)	$865,200 (+2.98%) Land $581,700 Building $282,900	$866,719 (+0.67%)
2025	$8,873.00 (+4.5%)	$840,200 (+4%) Land $564,900 Building $275,300	$860,985
2024	$8,491.00 (-0.22%)	$807,900 (+7.28%) Land $543,200 Building $264,700
2023	$8,510.00	$753,100 Land $515,200 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Phillips Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2010)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Phillips Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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