60 Phillips Cir, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 60 Phillips Cir, Waltham, MA 02452

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,052 sqft · built 1976
Lot Size0.262 acres (11,404 sqft)
Owner2 Individual Names on Record
Last Sale$533,000 (May 2016)
Tax Bill$8,243 (2026)
Deeds & MortgagesApr 2026 Line of Credit
Jun 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN88103

Property Details

APN / Parcel Number

Primary APN88103
Alternative APN
  • WALT M:045 B:001 L:0005

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,052 sqft Living Area
Gross Area2,514 sqft
Basement Area805 sqft
Finished Basement575 sqft
Unfinished Basement230 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,404 sqft (0.262 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number88103
Street Address60 PHILLIPS CIR
CityWALTHAM
StateMA
Zip02452-8047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block1
Legal Lot Number5
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group2
Census Block2016
Census Tract369100

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address60 PHILLIPS CIR, WALTHAM, MA 02452-8047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Line of Credit
LEADER BANK NA
Jun 6, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
DIGITAL FCU
Mar 4, 2025Deed of Trust, Mortgage · Line of Credit
DIGITAL FCU
Sep 24, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
ARVEST BANK
Sep 24, 2021Quit Claim Deed, Transfer · Stand-Alone Refinance
ARVEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2016 · Amount on Record
Deed SaleMay 9, 2016 · Amount on Record
Prior SaleMar 30, 2012 · Amount on Record
Deed Document Number201671949
Deed Book / Page67221 / 109
Last Transfer DateApr 26, 2021
Transfer Doc078765-416
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Recording DateApr 28, 2026
Property Address60 PHILLIPS CIR, WALTHAM, MA 02452-8047
Document Number085523-172
Book / Page85523 / 172
Instrument DateApr 23, 2026
Instrument202647390
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 PHILLIPS CIR, WALTHAM, MA 02452-8047

Mortgage

Document Number0000047390,
DateApr 28, 2026
Book Page85523/172
Instrument202647390
Lender
NameLEADER BANK NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.38%
Initial TypeAdjustable Rate
Max Rate-1%

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address60 PHILLIPS CIR, WALTHAM, MA 02452-8047
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080235-463
DateJun 6, 2022
Book Page80235/463
Instrument84886
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term481 Months
DueJul 1, 2062

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address60 PHILLIPS CIR, WALTHAM, MA 02452-8047
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number083824-172
DateMar 4, 2025
Book Page83824/172
Instrument21981
Lender
NameDIGITAL FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueApr 1, 2065
Interest
Rate TypeAdjustable Rate

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateSep 24, 2021
Property Address60 PHILLIPS CIR, WALTHAM, MA 02452-8047
Document Number78765-416
Book / Page78765 / 416
Instrument DateApr 26, 2021
Instrument211563
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address60 PHILLIPS CIR, WALTHAM, MA 02452-8047

Mortgage

Document Number78765-419
DateSep 24, 2021
Book Page78765/419
Instrument211564
Lender
NameARVEST BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateSep 24, 2021
Property Address60 PHILLIPS CIR, WALTHAM, MA 02452-8047
Document Number078765-416
Book / Page78765 / 416
Instrument DateApr 26, 2021
Instrument211563
Transaction TypeTransfer
Record UpdatedJul 26, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Venture
Address60 PHILLIPS CIR, WALTHAM, MA 02452-8047

Mortgage

Document Number0000211564
DateSep 24, 2021
Instrument211564
Lender
NameARVEST BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,243.00 (+6.1%)$798,700 (+0.96%) Land $513,400 Building $285,300$859,131 (+1.54%)
2025$7,769.00 (+4.76%)$791,100 (+2.83%) Land $477,800 Building $313,300$846,070 (+7%)
2024$7,416.00 (+3.55%)$769,300 (+10.85%) Land $455,400 Building $313,900$790,685
2023$7,162.00$694,000 Land $414,000 Building $280,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims6 (1996–2010)
Claims Outside the SFHA2 of 6
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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