60 Ocean Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 60 Ocean Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,678 sqft · built 2007
Lot Size	0.114 acres (4,989 sqft)
Owner	Individual Name on File
Last Sale	$835,000 (Jul 2018)
Tax Bill	$11,164 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2018 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`00555011-007900`

Property Details

APN / Parcel Number

Primary APN	`00555011-007900`
Alternative APNs	`06623900555011007900` `1681288`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,678 sqft Living Area
1st Floor Area	2,678 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Other
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,989 sqft (0.114 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	578 sqft
Patio Area	756 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1681288
Old Parcel Number	06623900555011007900
Street Address	60 OCEAN DR
City	KEY LARGO
State	FL
Zip	33037-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 79 THE HARBORAGE KEY LARGO PB 6-46 OR534-346 OR948-1855 OR1621-2211 OR2196-1672 OR2660-1288 OR2672-528D/C OR2672-525/26
Legal Range	39E
Legal Township	62S
Legal Section	06
Legal Subdivision	HARBORAGE, THE
Legal Lot Number	79 1
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	970600

Owner

60 Ocean Dr is owned by an individual who bought it in July 2018.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7540 SW 56TH CT, MIAMI, FL 33143-5607
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROFESSIONAL BANK
Jul 5, 2018	Warranty Deed, Transfer · Commercial Mortgage TCF NATIONAL BANK
Apr 25, 2017	Warranty Deed, Transfer KEY TITLE AND ESCROW
May 16, 2017	Warranty Deed, Transfer ATTORNEY
May 16, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on File
Deed Sale	Jul 5, 2018 · Amount on File
Prior Sale	May 16, 2017 · Amount on File
Deed Document Number	2176640
Deed Book / Page	2915 / 1118
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	60 OCEAN DR, KEY LARGO, FL 33037-4034
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 ROSALES CT, CORAL GABLES, FL 33143-6547

Mortgage

Document Number	0030912208
Date	Apr 23, 2021
Book Page	3091/2208
Instrument	2315742

Lender

Name	PROFESSIONAL BANK
Type	Bank
Address	MIAMI, FL 33134

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 5, 2018
Property Address	60 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number	0029151118
Book / Page	2915 / 1118
Map Reference	MB6 PG46
Instrument Date	Jun 29, 2018
Instrument	2176640
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,845.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4860 SW 182ND TER, 4860, PALMETTO BAY, FL 33157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 ROSALES CT, CORAL GABLES, FL 33143-6547

Mortgage

Document Number	0002176646
Date	Jul 5, 2018
Instrument	2176646

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0029151121
Date	Jul 5, 2018
Book Page	2915/1121
Instrument	2176641

Lender

Name	COLUMBUS CAPITAL LENDING LLC
Type	Mortgage Company
Address	MIAMI, FL 33173

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 25, 2017
Property Address	60 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number	0028501839
Book / Page	002850 / 001839
Instrument Date	Apr 19, 2017
Instrument	2120155
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	KEY TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$175.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7860 SW 182ND TER PALMETTO BAY FL 331576239, PALMETTO BAY, FL 33157-6239

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 16, 2017
Property Address	60 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number	0028541909
Book / Page	2854 / 1909
Map Reference	MB6 PG46
Instrument Date	Apr 10, 2017
Instrument	2123336
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Tax	$291.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 SNIPE RD, 5, KEY LARGO, FL 33037-3031

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7860 SW 182ND TER, PALMETTO BAY, FL 33157-6239

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 16, 2017
Property Address	60 OCEAN DR, KEY LARGO, FL 33037-4034
Document Number	0028541907
Book / Page	002854 / 001907
Instrument Date	Mar 28, 2017
Instrument	2123335
Transaction Type	Transfer
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,001.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7860 SW 182ND TER PALMETTO BAY FL 331576239, PALMETTO BAY, FL 33157-6239

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,550,335 Land $651,926 Building $898,409	$1,550,335 Land $651,926 Building $898,409
2024	$11,164.00 (+6.25%)
2023	$10,507.00 (+23.05%)	$1,460,239 (+39.09%) Land $599,813 Building $860,426	$1,460,239 (+39.09%) Land $599,813 Building $860,426
2022	$8,539.00	$1,049,864 Land $471,897 Building $577,967	$1,049,864 Land $471,897 Building $577,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Ocean Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 425 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured incl. 532 condo units
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 60 Ocean Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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