Laurens County property record for 60 Nichols Rd, Waterloo, SC 29384
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $55,000 (Aug 2023) |
| Tax Bill | $421 (2025) |
| Deeds & Mortgages | Jun 2024 Line of Credit Aug 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 277-00-00-120 |
| Primary APN | 277-00-00-120 |
|---|---|
| Alternative APNs |
|
| Old Parcel Number | 2770000120 00025642 |
|---|---|
| Street Address | 60 NICHOLS RD |
| City | WATERLOO |
| State | SC |
| Zip | 29384-3738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A-19 NICKOLS LAKE CLUB |
| Legal Subdivision | NICKOLS LAKE CLUB |
| Legal Lot Number | A-19 |
| Jurisdiction | LAURENS SC |
| Township / Civil Division | CROSS HILL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 921001 |
60 Nichols Rd is owned and occupied by an individual who bought it in August 2023.
Source: Laurens County records, as of February 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 60 NICHOLS RD, WATERLOO, SC 29384-3738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 28, 2024 | Deed of Trust, Mortgage · Line of Credit ARTHUR STATE BANK |
| Aug 21, 2023 | Deed, Transfer |
| Oct 17, 2022 | Deed of Distribution, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Prior Sale | Oct 17, 2022 |
| Deed Document Number | 2023006722 |
| Deed Book / Page | D1757 / 164 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAURENS SC |
| Property Address | 60 NICHOLS RD, WATERLOO, SC 29384-3738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 60 NICHOLS RD, WATERLOO, SC 29384-3738 |
| Document Number | 0M30440117 |
|---|---|
| Date | Jun 28, 2024 |
| Book Page | M3044/117 |
| Instrument | 2024005036 |
| Name | ARTHUR STATE BANK |
|---|---|
| Type | Bank |
| Address | PO BOX 769, UNION, SC 29379 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 7.75% |
| Max Rate At Change | 12.7% |
| Index | Other |
| Max Rate | 12.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Aug 21, 2023 |
| Property Address | 60 NICHOLS RD, WATERLOO, SC 29384-3738 |
| Document Number | 0D17570164 |
| Book / Page | D1757 / 164 |
| Instrument Date | Aug 10, 2023 |
| Instrument | 2023006722 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $143.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 60 NICHOLS RD, WATERLOO, SC 29384-3738 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | LAURENS SC |
| Recording Date | Oct 17, 2022 |
| Property Address | 60 NICHOLS RD, WATERLOO, SC 29384-3738 |
| Document Number | 0D16870200 |
| Book / Page | D1687 / 200 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 2022009530 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 RAINFREE COURT, MONTVERDE, FL 34756 |
The 2025 property tax bill for 60 Nichols Rd was $421 with a homeowner's exemption, down 63.4% from the year before.
Source: Laurens County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Laurens County |
| Unified School District | Laurens School District 55 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $421.00 (-63.42%) Homeowner's exemption | $2,160 (-33.33%) Land $520 Building $1,640 | |
| 2024 | $1,151.00 (+11.32%) | $3,240 (-) Land $780 Building $2,460 | |
| 2023 | $1,034.00 (-6.17%) | $3,240 (+53.55%) Land $1,082 Building $2,158 | $53,950 (-) Building $53,950 |
| 2022 | $1,102.00 | $2,110 Land $500 Building $1,610 | $53,950 (-) Land $12,950 Building $41,000 |
| 2021 | $53,950 Land $12,950 Building $41,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 60 Nichols Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 60 Nichols Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Piedmont Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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