60 Main St, Phelps, NY 14532 Property Records

Ontario County and Phelps Town property record for 60 Main St, Phelps, NY 14532

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,073 sqft · built 1978
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on File
Tax Bill$4,782 (2026)
Deeds & MortgagesSep 2017 Mortgage
May 2022 Refinance
APN4218-000-06

Property Details

APN / Parcel Number

Primary APN4218-000-06
Alternative APNs
  • 324089 49.00-1-44.000
  • 40890490000001044000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,073 sqft Living Area
1st Floor Area1,073 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area756 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area402 sqft
Patio Area117 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number4218-000-06
Street Address60 MAIN ST
CityPHELPS
StateNY
Zip14532-1037
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code05 - COMME
Legal Description1.1 ACRES
Legal Block1
Legal Lot Number44.000
JurisdictionONTARIO NY
Township / Civil DivisionPHELPS
Census Block Group1
Census Block1045
Census Tract50401

Owner

60 Main St is owned and occupied by two individuals.

Source: Ontario County and Phelps Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address60 STATE ROUTE 96, GENEVA, NY 14456-9509
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2017Deed of Trust, Mortgage
COMMUNITY BANK NA
May 10, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
COMMUNITY BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address60 MAIN ST, PHELPS, NY 14532-1037
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002783/0000000833
DateSep 13, 2017
Book Page0000002783/0000000833
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
AmountAmount on Record
Term352 Months
DueJan 1, 2047

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONTARIO NY
Property Address60 MAIN ST, PHELPS, NY 14532-1037
Transaction TypeMortgage
Record UpdatedMar 10, 2023
Title CompanyCROSSROADS TITLE, CROSSROADS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003157/856
DateMay 10, 2022
Book Page3157/856
Instrument202205100059
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term121 Months
DueJun 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 60 Main St was $4,782 with exemptions applied, up 7.3% from the year before.

Source: Ontario County and Phelps Town assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOntario County
County SubdivisionPhelps Town
Unified School DistrictPhelps-Clifton Springs Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,782.00 (+7.34%) Homeowner's exemption Senior Citizen's exemption
2025$4,455.00$125,000 Land $19,300 Building $105,700$173,600 Land $26,804 Building $146,796
2023$125,000 Land $19,300 Building $105,700$152,450 Land $23,538 Building $128,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 60 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

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