60 Highgate Ter, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 60 Highgate Ter, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	2,791 sqft · built 1941
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$518,000 (Jul 2008)
Tax Bill	$21,194 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00307-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`03-00307-0000-00022`
Alternative APNs	`0300045B00029B` `030030700022`

Interior

Stories	2 Stories
Building Area	2,791 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300045B00029B
Street Address	60 HIGHGATE TER
City	BERGENFIELD
State	NJ
Zip	07621-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50X120
Legal Subdivision	FARRAND E WALKER, INC
Legal Block	307
Legal Lot Number	22
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	2
Census Block	2012
Census Tract	3401

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	60 HIGHGATE TER, BERGENFIELD, NJ 07621-3920
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage APPROVED FUNDING CORP
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage APPROVED FUNDING CORP
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2008 · Amount on Record
Deed Sale	Jul 3, 2008 · Amount on Record
Prior Sale	Sep 13, 2000
Deed Document Number	20086387902
Deed Book / Page	9568 / 119
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	60 HIGHGATE TER, BERGENFIELD, NJ 07621-3920
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025251763
Date	Feb 2, 2017
Book Page	02525/1763
Instrument	17-011351

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jan 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	60 HIGHGATE TER, BERGENFIELD, NJ 07621-3920
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037060518
Date	Sep 15, 2020
Book Page	3706/518
Instrument	20-085477

Lender

Name	APPROVED FUNDING CORP
Type	Mortgage Company
Address	RIVER EDGE, NJ 07661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	60 HIGHGATE TER, BERGENFIELD, NJ 07621-3920
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041551195
Date	May 19, 2021
Book Page	4155/1195
Instrument	2021079881

Lender

Name	APPROVED FUNDING CORP
Type	Mortgage Company
Address	37661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	60 HIGHGATE TER, BERGENFIELD, NJ 07621-3920
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 HIGHGATE TER, BERGENFIELD, NJ 07621-3920

Mortgage

Document Number	0044850071
Date	Dec 9, 2021
Book Page	4485/71
Instrument	2021178482

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$567,000 (-) Land $190,000 Building $377,000	$567,000 (-) Land $190,000 Building $377,000
2025	$21,194.00 (+5.98%)	$567,000 (-) Land $190,000 Building $377,000	$567,000 (-) Land $190,000 Building $377,000
2024	$19,998.00 (+5.06%)
2023		$567,000 Land $190,000 Building $377,000	$567,000 Land $190,000 Building $377,000
2022	$19,034.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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