60 Fox Pointe Dr, Banner Elk, NC 28604 Property Records

Avery County property record for 60 Fox Pointe Dr, Banner Elk, NC 28604

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 3 ba · 3,650 sqft · built 2003
Lot Size1.69 acres (73,616 sqft)
Owner2 Owner Names on File
Tax Bill$2,658 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN44652

Property Details

APN / Parcel Number

Primary APN44652
Alternative APN
  • 18591027849100000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,650 sqft Heated Area
Basement Area1,620 sqft
Unfinished Basement1,620 sqft
FlooringCarpet
Interior WallsCustom/Decorative
Fireplaces4 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Exterior MaterialStone
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area73,616 sqft (1.69 acres)
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area816 sqft
Patio Area816 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number44652
Street Address60 FOX POINTE DR
CityBANNER ELK
StateNC
Zip28604
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionFOXPOINTE LOT 5 PLAT 38-285A
Legal SubdivisionFOXPOINTE
Legal Lot Number5
JurisdictionAVERY NC
Township / Civil DivisionBANNER ELK
Census Block Group1
Census Block1008
Census Tract930100

Owner

The current owner of 60 Fox Pointe Dr acquired it in July 2004.

Source: Avery County records, as of December 3, 2025

Owner of Record2 Owner Names on File
Mailing AddressPO BOX 2346, BANNER ELK, NC 28604-2346

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJul 8, 2004
Transfer Doc0003800870
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionAVERY NC
Property Address60 FOX POINTE DR, BANNER ELK, NC 28604
Document Number0005221200
Instrument DateJun 12, 2018
Transaction TypeMortgage
Record UpdatedAug 7, 2018
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address60 FOX POINTE DR BANNER ELK NC 28604, BANNER ELK, NC 28604

Mortgage

Document Number0005221200
DateJul 17, 2018
Book Page000522/001200
Instrument3859
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 60 Fox Pointe Dr was $2,658.

Source: Avery County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAvery County
Unified School DistrictAvery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,658.00$664,600 Land $80,000 Building $584,600$664,600 Land $80,000 Building $584,600
2023$2,658.00$664,600 (-) Land $80,000 Building $584,600$664,600 (-) Land $80,000 Building $584,600
2022$2,658.00$664,600 Land $80,000 Building $584,600$664,600 Land $80,000 Building $584,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 60 Fox Pointe Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Nearby Flood Policies47 units insured
incl. 4 condo units
Nearby Flood Claims16 (1995–2024)
Claims Outside the SFHA2 of 16
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 8 claims
  • Hurricane Ivan, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 60 Fox Pointe Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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