Mitchell County property record for 60 Fortner Dr, Spruce Pine, NC 28777 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1920 |
| Square Footage | 1,440 sqft Total Area |
| Lot Size | 12,632 sqft (0.29 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $320,000 (2024) |
| Tax Bill | $869.00 (2025) |
| Primary APN | 0880-16-92-7969 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 5 Rooms |
|---|---|
| Building Area | 1,440 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Wood Construction |
| Lot Area | 12,632 sqft (0.29 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 555785652 |
|---|---|
| Street Address | 60 FORTNER DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 6 BLK 2 LOT 2 |
| Legal Subdivision | MAP OF SPRUCE PINE LAND COMPANY |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0880-16-92-7969
Assessment roll updated October 17, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 60 FORTNER DR, SPRUCE PINE, NC 28777-2636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 24, 2024 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 03, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Mar 28, 2019 | Warranty Deed, Transfer MAY COALITION INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2024 · Amount on Record |
| Deed Sale | Oct 24, 2024 · Amount on Record |
| Prior Sale | Mar 28, 2019 · Amount on Record |
| Deed Doc Number | 20241733 |
| Deed Book / Page | 673 / 202 |
| Prior Transfer Date | Aug 16, 2010 |
| Prior Transfer Doc | 000504/732 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Oct 24, 2024 |
| Property Address | 60 FORTNER DR, SPRUCE PINE, NC 28777-2636 |
| Document Number | 000673/202 |
| Book / Page | 673 / 202 |
| Instrument Date | Oct 22, 2024 |
| Instrument | 2024001733 |
| Transaction Type | Transfer |
| Record Updated | Oct 17, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $640.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 157 LEDBETTER RD, SPINDALE, NC 28160-2497 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 60 FORTNER DR, SPRUCE PINE, NC 28777-2636 |
| Document Number | 2024001734 |
|---|---|
| Date | Oct 24, 2024 |
| Instrument | 2024001734 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.77% |
| Type Change Date | Nov 01, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.77% |
| Index | 5-Year CMT |
| Max Rate | 11.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 60 FORTNER DR, SPRUCE PINE, NC 28777-2636 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 605/384 |
|---|---|
| Date | Sep 03, 2019 |
| Book Page | 605/384 |
| Instrument | 2019001580 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPRUCE PINE, NC 28777 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 16, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Mar 28, 2019 |
| Property Address | 60 FORTNER DR, SPRUCE PINE, NC 28777-2636 |
| Document Number | 600/323 |
| Book / Page | 600 / 323 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 2019000518 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 668 EAGLE DR, 668, DELRAY BEACH, FL 33444-1841 |
| Name | Verified Name |
|---|---|
| Address | 60 FORTNER DR, SPRUCE PINE, NC 28777-2636 |
| Document Number | 2019000519 |
|---|---|
| Date | Mar 28, 2019 |
| Instrument | 2019000519 |
| Name | MAY COALITION INC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|
Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $869.00 | $155,200 (-) Land $13,600 Building $141,600 | |
| 2023 | $869.00 | $155,200 Land $13,600 Building $141,600 | $155,200 Land $13,600 Building $141,600 |
60 Fortner Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 3,704 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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